First Guaranty Bancshares, Inc.
General ticker "FGBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $113.2M (TTM average)
First Guaranty Bancshares, Inc. does not follow the US Stock Market performance with the rate: -9.4%.
Estimated limits based on current volatility of 1.5%: low 9.55$, high 9.84$
Factors to consider:
- Earnings expected soon, date: 2026-04-27 amc
- Company pays dividends (quarterly): last record date 2026-03-27, amount 0.01$ (Y0.41%)
- Total employees count: 409 (-18.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Nonperforming assets, Operational and conduct risks, Leadership dependency, Economic downturns and volatility, Asset valuation
- Current price 12.0% above estimated high
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [5.58$, 10.54$]
- 2025-12-31 to 2026-12-31 estimated range: [4.49$, 8.76$]
Financial Metrics affecting the FGBI estimates:
- Positive: with PPE of 13.7 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 22.80 > 12.96
- Positive: 7.68 < Operating profit margin, % of 14.14
- Negative: Shareholder equity ratio, % of 6.42 <= 19.49
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
Short-term FGBI quotes
Long-term FGBI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $111.05MM | $95.28MM | $113.18MM |
| Operating Expenses | $74.66MM | $83.39MM | $97.17MM |
| Operating Income | $36.39MM | $11.90MM | $16.01MM |
| Interest Expense | $36.53MM | $98.30MM | $133.27MM |
| Income(Loss) | $36.39MM | $11.90MM | $16.01MM |
| Taxes | $7.51MM | $2.68MM | $3.56MM |
| Profit(Loss)* | $28.88MM | $9.22MM | $12.45MM |
| Stockholders Equity | $234.99MM | $249.63MM | $255.05MM |
| Assets | $3,151.35MM | $3,552.77MM | $3,972.73MM |
| Operating Cash Flow | $36.87MM | $21.71MM | $33.73MM |
| Capital expenditure | $2.64MM | $14.96MM | $3.04MM |
| Investing Cash Flow | $-467.91MM | $-206.09MM | $-142.07MM |
| Financing Cash Flow | $252.33MM | $387.61MM | $386.09MM |
| Earnings Per Share** | $2.70 | $0.83 | $1.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.