First Guaranty Bancshares, Inc.
General ticker "FGBIP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $118.9M (TTM average)
First Guaranty Bancshares, Inc. follows the US Stock Market performance with the rate: 32.8%.
Estimated limits based on current volatility of 0.9%: low 18.88$, high 19.21$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-15, amount 0.42$ (Y8.79%)
- Total employees count: 330 (-19.3%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Nonperforming assets, Economic downturns and volatility, Real estate decline, Acquisition/divestiture risks, Regulatory and compliance
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [12.46$, 19.67$]
- 2025-12-31 to 2026-12-31 estimated range: [11.08$, 17.86$]
Financial Metrics affecting the FGBIP estimates:
- Positive: with PPE of 19.9 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 13.60 > 12.98
- Positive: 7.78 < Operating profit margin, % of 14.14
- Positive: Industry earnings per price (median), % of 6.35 > 4.29
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -57.29 <= -14.26
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 0.31
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Interest expense per share per price, % of 53.74 > 3.33
Short-term FGBIP quotes
Long-term FGBIP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $95.28MM | $113.18MM | $95.42MM |
| Operating Expenses | $83.39MM | $97.17MM | $163.98MM |
| Operating Income | $11.90MM | $16.01MM | $-68.56MM |
| Interest Expense | $98.30MM | $133.27MM | $126.34MM |
| Income(Loss) | $11.90MM | $16.01MM | $-68.56MM |
| Taxes | $2.68MM | $3.56MM | $-12.54MM |
| Net Income(Loss)* | $9.22MM | $12.45MM | $-56.02MM |
| Stockholders Equity | $249.63MM | $255.05MM | $226.22MM |
| Assets | $3,552.77MM | $3,972.73MM | $4,078.32MM |
| Operating Cash Flow | $21.71MM | $33.73MM | $-8.28MM |
| Capital expenditure | $14.96MM | $3.04MM | $1.70MM |
| Investing Cash Flow | $-206.09MM | $-142.07MM | $129.90MM |
| Financing Cash Flow | $387.61MM | $386.09MM | $159.88MM |
| Earnings Per Share** | $0.83 | $1.00 | $-4.01 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.