Atlanticus Holdings Corporation
General ticker "ATLC" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $913.5M (TTM average)
Atlanticus Holdings Corporation follows the US Stock Market performance with the rate: 55.5%.
Estimated limits based on current volatility of 4.1%: low 95.67$, high 103.95$
Factors to consider:
- Total employees count: 576 (+38.1%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Partner relationship loss, Regulatory and compliance, Market competition, Economic downturns and volatility, Cybersecurity threats
- Current price 10.9% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [54.73$, 86.43$]
- 2026-12-31 to 2027-12-31 estimated range: [53.88$, 86.46$]
Financial Metrics affecting the ATLC estimates:
- Negative: with PPE of 11.1 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 61.27 > 12.93
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 1.56
- Positive: Operating profit margin, % of 22.67 > 18.40
- Positive: Industry operating cash flow per share per price (median), % of 19.17 > 10.32
- Negative: Shareholder equity ratio, % of 7.98 <= 19.19
- Positive: Inventory ratio change, % of 0 <= 0
Short-term ATLC quotes
Long-term ATLC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $365.68MM | $459.57MM | $704.50MM |
| Operating Expenses | $237.12MM | $321.00MM | $544.78MM |
| Operating Income | $128.56MM | $138.58MM | $159.71MM |
| Interest Expense | $111.49MM | $176.54MM | $308.14MM |
| Income(Loss) | $128.56MM | $138.58MM | $159.71MM |
| Taxes | $26.60MM | $28.47MM | $39.10MM |
| Net Income(Loss)* | $102.84MM | $111.30MM | $122.20MM |
| Stockholders Equity | $394.68MM | $492.91MM | $608.70MM |
| Assets | $2,706.45MM | $3,270.71MM | $7,623.09MM |
| Operating Cash Flow | $459.32MM | $469.40MM | $637.96MM |
| Capital expenditure | $3.99MM | $1.79MM | $5.02MM |
| Investing Cash Flow | $-672.20MM | $-747.03MM | $-1,511.86MM |
| Financing Cash Flow | $163.34MM | $393.61MM | $1,141.67MM |
| Earnings Per Share** | $7.09 | $7.55 | $8.08 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.