Atlanticus Holdings Corporation
General ticker "ATLC" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $859.1M (TTM average)
Atlanticus Holdings Corporation follows the US Stock Market performance with the rate: 55.5%.
Estimated limits based on current volatility of 2.6%: low 78.28$, high 82.46$
Factors to consider:
- Total employees count: 417 (+8.0%) as of 2024
- Top business risk factors: Pandemic risks, Rising interest rates, Regulatory and compliance, Market competition, Technological disruptions
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [54.46$, 85.60$]
- 2026-12-31 to 2027-12-31 estimated range: [53.30$, 85.23$]
Financial Metrics affecting the ATLC estimates:
- Negative: with PPE of 11.1 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 61.27 > 12.95
- Positive: Operating profit margin, % of 28.66 > 18.38
- Negative: Shareholder equity ratio, % of 7.98 <= 19.44
- Positive: Industry operating cash flow per share per price (median), % of 19.43 > 10.38
- Negative: -0.74 < Inventory ratio change, % of 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.56 <= 1.85
Short-term ATLC quotes
Long-term ATLC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $354.81MM | $401.43MM | $557.21MM |
| Operating Expenses | $226.25MM | $262.86MM | $397.49MM |
| Operating Income | $128.56MM | $138.58MM | $159.71MM |
| Interest Expense | $111.49MM | $176.54MM | $308.14MM |
| Income(Loss) | $128.56MM | $138.58MM | $159.71MM |
| Taxes | $26.60MM | $28.47MM | $39.10MM |
| Profit(Loss)* | $102.84MM | $111.30MM | $122.20MM |
| Stockholders Equity | $394.68MM | $492.91MM | $608.70MM |
| Assets | $2,706.45MM | $3,270.71MM | $7,623.09MM |
| Operating Cash Flow | $459.32MM | $469.40MM | $637.96MM |
| Capital expenditure | $3.99MM | $1.79MM | $5.02MM |
| Investing Cash Flow | $-672.20MM | $-747.03MM | $-1,511.86MM |
| Financing Cash Flow | $163.34MM | $393.61MM | $1,141.67MM |
| Earnings Per Share** | $7.09 | $7.55 | $8.08 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.