Unum Group
General ticker "UNM" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $14.5B (TTM average)
Unum Group follows the US Stock Market performance with the rate: 14.0%.
Estimated limits based on current volatility of 1.1%: low 73.47$, high 75.04$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-10-24, amount 0.46$ (Y2.51%)
- Total employees count: 11063 (+2.3%) as of 2024
- Top business risk factors: Pandemic risks, Reputation and brand risks, Third-party risks, Cybersecurity threats, Internal control weaknesses
- Current price 14.9% above estimated high
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [44.99$, 60.27$]
- 2024-12-30 to 2025-12-30 estimated range: [47.10$, 63.83$]
Financial Metrics affecting the UNM estimates:
- Negative: with PPE of 5.9 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 13.32
- Positive: Operating cash flow per share per price, % of 13.63 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 12.72 > 10.33
- Negative: Shareholder equity ratio, % of 15.26 <= 18.93
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 1.99
- Positive: 0 < Industry earnings per price (median), % of 2.10
- Negative: 0.79 < Interest expense per share per price, % of 2.21
- Positive: Inventory ratio change, % of 0 <= 0
Short-term UNM quotes
Long-term UNM plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $11,837.70MM | $11,875.00MM | $12,308.70MM |
| Operating Expenses | $10,577.10MM | $10,125.00MM | $10,668.60MM |
| Operating Income | $1,260.60MM | $1,750.00MM | $1,640.10MM |
| Interest Expense | $185.00MM | $188.50MM | $194.80MM |
| Income(Loss) | $1,260.60MM | $1,750.00MM | $1,640.10MM |
| Taxes | $279.60MM | $342.80MM | $356.30MM |
| Profit(Loss)* | $824.20MM | $1,500.20MM | $1,283.80MM |
| Stockholders Equity | $11,416.40MM | $8,735.00MM | $9,651.40MM |
| Inventory | $4,370.50MM | $0.00MM | $0.00MM |
| Assets | $70,115.60MM | $61,148.50MM | $63,255.20MM |
| Operating Cash Flow | $1,387.50MM | $1,418.70MM | $1,202.80MM |
| Capital expenditure | $110.30MM | $102.20MM | $134.80MM |
| Investing Cash Flow | $-1,340.60MM | $-955.90MM | $-725.90MM |
| Financing Cash Flow | $-168.90MM | $-418.60MM | $-450.10MM |
| Earnings Per Share** | $4.04 | $7.48 | $6.53 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.