United Community Banks Inc
General ticker "UCBI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $3.2B
United Community Banks Inc follows the US Stock Market performance with the rate: 29.8%.
Estimated limits based on current volatility of 1.1%: low 24.44$, high 24.98$
Factors to consider:
- Price in predicted range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term predictions were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 predicted range: [20.31$, 30.09$]
- 2024-12-30 to 2025-12-30 predicted range: [23.11$, 33.03$]
Financial Metrics affecting the UCBI estimates:
- Positive: 0 < Net Income to Assets ratio of 0.01
- Positive: 0.97 < Non-GAAP EPS of 2.11
- Positive: 0.01 < Operating Income to Revenue ratio of 0.07
- Positive: 1.55 < Operating Cash Flow per share of 2.50
Short-term UCBI quotes
Long-term UCBI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $686.51MM | $868.13MM | $1,351.27MM |
| Operating Expenses | $338.75MM | $451.33MM | $1,253.70MM |
| Operating Income | $347.76MM | $416.80MM | $97.56MM |
| Non-Operating Income | $0.00MM | $-60.80MM | $134.98MM |
| Interest Expense | $29.76MM | $60.80MM | $23.77MM |
| Income(Loss) | $347.76MM | $356.00MM | $232.54MM |
| Taxes | $77.96MM | $78.53MM | $45.00MM |
| Profit(Loss) | $269.80MM | $277.47MM | $187.54MM |
| Stockholders Equity | $2,222.24MM | $2,700.67MM | $3,261.53MM |
| Assets | $20,946.77MM | $24,008.88MM | $27,297.25MM |
| Operating Cash Flow | $359.32MM | $607.31MM | $293.97MM |
| Investing Cash Flow | $-1,806.40MM | $-2,020.18MM | $-163.29MM |
| Financing Cash Flow | $2,156.97MM | $-258.78MM | $226.34MM |
| Earnings Per Share* | $2.97 | $2.52 | $1.54 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.