QNB Corp.
General ticker "QNBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $127.6M (TTM average)
QNB Corp. follows the US Stock Market performance with the rate: 7.9%.
Estimated limits based on current volatility of 0.3%: low 35.14$, high 35.36$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-12, amount 0.38$ (Y4.31%)
- Total employees count: 198 (+0.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Liquidity and credit risks, Geographic risk, Operational and conduct risks, Third-party risks
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.23$, 41.06$]
- 2025-12-31 to 2026-12-31 estimated range: [28.99$, 40.32$]
Financial Metrics affecting the QNBC estimates:
- Positive: with PPE of 10.9 at the end of fiscal year the price was low
- Positive: 7.86 < Operating profit margin, % of 15.78
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Shareholder equity ratio, % of 5.52 <= 18.93
- Negative: Interest expense per share per price, % of 33.14 > 3.41
Short-term QNBC quotes
Long-term QNBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $58.15MM | $73.92MM | $90.98MM |
| Operating Expenses | $38.57MM | $62.19MM | $76.62MM |
| Operating Income | $19.59MM | $11.73MM | $14.36MM |
| Interest Expense | $7.92MM | $28.93MM | $41.21MM |
| Income(Loss) | $19.59MM | $11.73MM | $14.36MM |
| Taxes | $3.67MM | $2.24MM | $2.91MM |
| Profit(Loss)* | $15.92MM | $9.48MM | $11.45MM |
| Stockholders Equity | $70.96MM | $90.82MM | $103.35MM |
| Assets | $1,668.50MM | $1,706.32MM | $1,870.89MM |
| Operating Cash Flow | $16.84MM | $14.46MM | $16.22MM |
| Capital expenditure | $0.55MM | $0.77MM | $3.52MM |
| Investing Cash Flow | $-71.65MM | $23.04MM | $-173.33MM |
| Financing Cash Flow | $57.32MM | $9.26MM | $145.16MM |
| Earnings Per Share** | $4.47 | $2.63 | $3.12 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.