The Progressive Corporation
General ticker "PGR" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $138.9B (TTM average)
The Progressive Corporation does not follow the US Stock Market performance with the rate: -43.5%.
Estimated limits based on current volatility of 1.5%: low 191.49$, high 197.34$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends (quarterly): last record date 2026-04-02, amount 0.10$ (Y0.20%)
- Total employees count: 70000 (+5.6%) as of 2025
- Top business risk factors: Insurance underwriting, Loss reserve accuracy, Catastrophic events, Cybersecurity threats, Regulatory and compliance
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [187.74$, 268.56$]
- 2026-12-31 to 2027-12-31 estimated range: [187.82$, 269.23$]
Financial Metrics affecting the PGR estimates:
- Negative: with PPE of 12.5 at the end of fiscal year the price was high
- Positive: 6.59 < Operating cash flow per share per price, % of 7.39
- Positive: 7.54 < Operating profit margin, % of 16.23
- Positive: Return on assets ratio (scaled to [-100,100]) of 19.90 > 6.06
- Positive: Industry operating profit margin (median), % of 13.45 > 9.60
- Negative: Shareholder equity ratio, % of 66.64 > 64.29
- Positive: Industry inventory ratio change (median), % of -30.17 <= -0.16
- Positive: -14.17 < Investing cash flow per share per price, % of -5.11
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PGR quotes
Long-term PGR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $61,850.00MM | $75,094.00MM | $87,637.00MM |
| Operating Expenses | $56,946.00MM | $64,381.00MM | $73,414.00MM |
| Operating Income | $4,904.00MM | $10,713.00MM | $14,223.00MM |
| Interest Expense | $268.00MM | $279.00MM | $278.00MM |
| Income(Loss) | $4,904.00MM | $10,713.00MM | $14,223.00MM |
| Taxes | $1,001.00MM | $2,233.00MM | $2,915.00MM |
| Net Income(Loss)* | $3,903.60MM | $8,480.00MM | $11,308.00MM |
| Stockholders Equity | $20,277.00MM | $25,591.00MM | $30,323.00MM |
| Assets | $28,324.00MM | $35,566.00MM | $45,502.00MM |
| Operating Cash Flow | $236.00MM | $3,519.00MM | $9,843.00MM |
| Capital expenditure | $252.00MM | $285.00MM | $348.00MM |
| Investing Cash Flow | $-314.00MM | $-2,203.00MM | $-6,806.00MM |
| Financing Cash Flow | $78.00MM | $-1,316.00MM | $-3,037.00MM |
| Earnings Per Share** | $6.67 | $14.48 | $19.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.