Ponce Financial Group, Inc.
General ticker "PDLB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $306.0M (TTM average)
Ponce Financial Group, Inc. follows the US Stock Market performance with the rate: 69.1%.
Estimated limits based on current volatility of 1.4%: low 15.66$, high 16.10$
Factors to consider:
- Total employees count: 218 (-8.0%) as of 2024
- Top business risk factors: Economic downturns and volatility, Operational and conduct risks, Market competition, Regulatory and compliance, Interest rate fluctuations
- Current price 14.4% above estimated high
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [9.84$, 13.12$]
- 2024-12-30 to 2025-12-30 estimated range: [10.33$, 13.87$]
Financial Metrics affecting the PDLB estimates:
- Positive: with PPE of 66.6 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 4.35
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Negative: Shareholder equity ratio, % of 17.86 <= 18.93
- Positive: Industry earnings per price (median), % of 8.44 > 4.43
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: 0.33 < Operating cash flow per share per price, % of 2.87
Short-term PDLB quotes
Long-term PDLB plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $77.58MM | $87.12MM | $134.47MM |
| Operating Expenses | $43.95MM | $123.97MM | $128.61MM |
| Operating Income | $33.62MM | $-36.85MM | $5.85MM |
| Interest Expense | $8.25MM | $16.15MM | $60.60MM |
| Income(Loss) | $33.62MM | $-36.85MM | $5.85MM |
| Taxes | $8.21MM | $-6.84MM | $2.50MM |
| Profit(Loss)* | $25.41MM | $-30.00MM | $3.35MM |
| Stockholders Equity | $189.26MM | $492.70MM | $491.39MM |
| Assets | $1,653.51MM | $2,311.99MM | $2,750.72MM |
| Operating Cash Flow | $18.55MM | $9.80MM | $6.49MM |
| Capital expenditure | $4.17MM | $0.49MM | $0.41MM |
| Investing Cash Flow | $-211.14MM | $-777.06MM | $-332.91MM |
| Financing Cash Flow | $274.40MM | $667.73MM | $411.25MM |
| Earnings Per Share** | $1.52 | $-1.32 | $0.15 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.