Mechanics Bank
General ticker "MCHB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.4B (TTM average)
Mechanics Bank follows the US Stock Market performance with the rate: 58.6%.
Estimated limits based on current volatility of 2.2%: low 14.81$, high 15.47$
Factors to consider:
- Company pays dividends (irregularly): last record date 2025-12-08, amount 0.21$ (Y1.40%)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [9.51$, 16.20$]
- 2025-12-31 to 2026-12-31 estimated range: [8.73$, 15.14$]
Financial Metrics affecting the MCHB estimates:
- Negative: with PPE of -9.9 at the end of fiscal year the price was high
- Negative: negative Operating income
- Negative: Operating cash flow per share per price, % of -22.12 <= 0
- Positive: Investing cash flow per share per price, % of 642.30 > -0.63
- Positive: Industry operating cash flow per share per price (median), % of 10.64 > 10.21
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -3.56 < Return on assets ratio (scaled to [-100,100]) of -1.75
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term MCHB quotes
Long-term MCHB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $325.88MM | $411.76MM | $328.32MM |
| Operating Expenses | $241.22MM | $444.52MM | $448.83MM |
| Operating Income | $84.66MM | $-32.76MM | $-120.51MM |
| Interest Expense | $70.98MM | $232.99MM | $282.49MM |
| Income(Loss) | $84.66MM | $-32.76MM | $-120.51MM |
| Taxes | $18.12MM | $-5.25MM | $23.83MM |
| Profit(Loss)* | $66.54MM | $-27.51MM | $-144.34MM |
| Stockholders Equity | $562.15MM | $538.39MM | $397.00MM |
| Assets | $9,364.76MM | $9,392.45MM | $8,123.70MM |
| Operating Cash Flow | $218.33MM | $8.02MM | $-45.92MM |
| Capital expenditure | $6.79MM | $3.81MM | $0.49MM |
| Investing Cash Flow | $-2,654.15MM | $484.05MM | $1,333.52MM |
| Financing Cash Flow | $2,443.43MM | $-349.24MM | $-1,096.66MM |
| Earnings Per Share** | $3.51 | $-1.46 | $-7.65 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.