Open Lending Corp
General ticker "LPRO" information:
- Sector: Financials
- Industry: Capital Markets
- Capitalization: $730.7M
Open Lending Corp does not follow the US Stock Market performance with the rate: -10.8%.
Estimated limits based on current volatility of 4.5%: low 5.70$, high 6.23$
Factors to consider:
- Company does not operate outside North America (retrieved using AI)
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [4.10$, 8.58$]
- 2024-12-30 to 2025-12-30 estimated range: [4.12$, 8.41$]
Financial Metrics affecting the LPRO estimates:
- Positive: 0.10 < Non-GAAP EPS, $ of 0.17
- Positive: 7.18 < Operating cash flow per share per price, % of 9.57
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Operating profit margin, % of 24.75 > 19.51
- Positive: 2.86 < Return on assets ratio (scaled to [-100,100]) of 5.57
- Negative: Industry operating cash flow per share per price (median), % of 5.52 <= 6.94
- Negative: 0 < Interest expense per share, $ of 0.09
Short-term LPRO quotes
Long-term LPRO plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $215.66MM | $179.59MM | $117.46MM |
| Operating Expenses | $65.37MM | $81.98MM | $88.39MM |
| Operating Income | $150.29MM | $97.61MM | $29.07MM |
| Non-Operating Income | $40.88MM | $-4.08MM | $-0.22MM |
| Interest Expense | $5.86MM | $5.83MM | $10.66MM |
| R&D Expense | $4.35MM | $8.21MM | $5.58MM |
| Income(Loss) | $191.17MM | $93.54MM | $28.86MM |
| Taxes | $45.09MM | $26.92MM | $6.79MM |
| Profit(Loss) | $146.08MM | $66.62MM | $22.07MM |
| Stockholders Equity | $158.98MM | $212.82MM | $205.58MM |
| Inventory | $5.53MM | $4.07MM | $0.00MM |
| Assets | $318.82MM | $379.63MM | $374.04MM |
| Operating Cash Flow | $95.16MM | $107.43MM | $82.66MM |
| Capital expenditure | $1.99MM | $0.62MM | $2.18MM |
| Investing Cash Flow | $-1.99MM | $-0.62MM | $-2.18MM |
| Financing Cash Flow | $-77.81MM | $-17.80MM | $-42.33MM |
| Earnings Per Share* | $1.16 | $0.53 | $0.18 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.