Grand River Commerce, Inc.
General ticker "GNRV" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $15.1M (TTM average)
Grand River Commerce, Inc. follows the US Stock Market performance with the rate: 4.8%.
Estimated limits based on current volatility of 0.7%: low 3.56$, high 3.61$
Factors to consider:
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [2.52$, 4.71$]
- 2024-12-30 to 2025-12-30 estimated range: [3.00$, 5.46$]
Financial Metrics affecting the GNRV estimates:
- Negative: Non-GAAP EPS, $ of -1.04 <= 0.04
- Positive: Industry inventory ratio change (median), % of -20.61 <= -0.28
- Negative: Operating cash flow per share per price, % of -31.21 <= 1.79
- Negative: Interest expense per share, $ of 1.91 > 0.67
- Positive: Industry operating cash flow per share per price (median), % of 12.27 > 9.71
- Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of -0.22
- Positive: -0.07 < Operating profit margin, % of 0
- Negative: Shareholder equity ratio, % of 6.49 <= 22.52
Short-term GNRV quotes
Long-term GNRV plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $16.74MM | $16.12MM | $13.25MM |
| Operating Expenses | $12.49MM | $14.85MM | $13.25MM |
| Operating Income | $4.24MM | $1.28MM | $0.00MM |
| Non-Operating Income | $0.00MM | $-4.08MM | $-1.50MM |
| Interest Expense | $2.53MM | $4.08MM | $13.41MM |
| Income(Loss) | $4.24MM | $-2.81MM | $-1.50MM |
| Taxes | $0.93MM | $-0.63MM | $-0.29MM |
| Profit(Loss)* | $3.32MM | $-2.17MM | $-7.30MM |
| Stockholders Equity | $45.44MM | $42.84MM | $35.63MM |
| Inventory | $85.20MM | $49.65MM | $0.00MM |
| Assets | $489.45MM | $530.25MM | $549.08MM |
| Operating Cash Flow | $10.47MM | $-1.38MM | $-10.88MM |
| Capital expenditure | $1.46MM | $0.67MM | $0.00MM |
| Investing Cash Flow | $-31.50MM | $-79.67MM | $-39.30MM |
| Financing Cash Flow | $32.23MM | $45.11MM | $23.89MM |
| Earnings Per Share** | $0.49 | $-0.31 | $-1.04 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.