Banco Bilbao Vizcaya Argentaria, S.A. (ADR)

Factors to consider:

• Company pays dividends (semi-annually): last record date 2025-11-06, amount 0.37$ (Y3.34%)
• Total employees count: 93093 as of 2002
• Current price 54.3% above estimated high
• Earnings for 18 months up through Q2 (+1 year) exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

• 2023-12-31 to 2024-12-30 estimated range: [9.04$, 13.06$]
• 2024-12-30 to 2025-12-30 estimated range: [9.98$, 14.36$]

Financial Metrics affecting the BBVA estimates:

• Positive: with PPE of 6.3 at the end of fiscal year the price was very low
• Positive: Operating profit margin, % of 56.35 > 18.64
• Negative: Operating cash flow per share per price, % of -1.41 <= 0.33
• Positive: Industry operating cash flow per share per price (median), % of 26.32 > 10.33
• Positive: -4.48 < Investing cash flow per share per price, % of -2.78
• Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.07
• Positive: Industry inventory ratio change (median), % of 0 <= 0
• Negative: Shareholder equity ratio, % of 6.67 <= 18.93
• Positive: Inventory ratio change, % of 0 <= 0
• Positive: Industry earnings per price (median), % of 14.98 > 4.43
• Positive: Industry operating profit margin (median), % of 16.49 > 9.92