Encore Capital Group Inc
General ticker "ECPG" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $1.2B
Encore Capital Group Inc follows the US Stock Market performance with the rate: 12.9%.
Estimated limits based on current volatility of 1.7%: low 46.51$, high 48.11$
Factors to consider:
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [32.81$, 52.92$]
- 2024-12-30 to 2025-12-30 estimated range: [35.10$, 55.78$]
Financial Metrics affecting the ECPG estimates:
- Positive: Non-GAAP EPS, $ of 3.87 > 2.29
- Negative: negative Net income
- Positive: Operating cash flow per share per price, % of 13.77 > 12.76
- Positive: Industry earnings per price (median), % of 10.30 > 5.96
- Negative: Investing cash flow per share, $ of -16.98 <= -3.48
- Positive: Industry operating profit margin (median), % of 18.73 > 11.86
- Positive: 1.03 < Operating profit margin, % of 1.35
Short-term ECPG quotes
Long-term ECPG plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $1,614.50MM | $1,398.35MM | $1,222.68MM |
| Operating Expenses | $981.23MM | $936.17MM | $1,206.14MM |
| Operating Income | $633.27MM | $462.17MM | $16.54MM |
| Non-Operating Income | $-196.73MM | $-151.19MM | $-196.80MM |
| Interest Expense | $169.65MM | $153.31MM | $201.88MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $436.54MM | $310.99MM | $-180.26MM |
| Taxes | $85.76MM | $116.42MM | $26.23MM |
| Profit(Loss) | $350.78MM | $194.56MM | $-206.49MM |
| Stockholders Equity | $1,185.26MM | $1,179.63MM | $936.54MM |
| Inventory | $3.54MM | $64.73MM | $0.00MM |
| Assets | $4,608.12MM | $4,508.36MM | $4,630.49MM |
| Operating Cash Flow | $303.05MM | $210.68MM | $152.99MM |
| Capital expenditure | $33.37MM | $37.22MM | $51.71MM |
| Investing Cash Flow | $339.90MM | $-130.24MM | $-401.94MM |
| Financing Cash Flow | $-655.69MM | $-107.44MM | $268.30MM |
| Earnings Per Share* | $11.64 | $8.06 | $-8.72 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.