Discover Financial Services
General ticker "DFS" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $44.5B
Discover Financial Services follows the US Stock Market performance with the rate: 65.0%.
Estimated limits based on current volatility of 1.6%: low 169.60$, high 175.04$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends: last record date 2024-11-21, amount 0.70$ (Y1.62%)
- Current price 36.0% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [83.34$, 127.29$]
- 2024-12-30 to 2025-12-30 estimated range: [98.15$, 144.86$]
Financial Metrics affecting the DFS estimates:
- Positive: Non-GAAP EPS, $ of 11.25 > 2.29
- Positive: Operating cash flow per share per price, % of 33.19 > 12.76
- Positive: Operating profit margin, % of 51.96 > 19.51
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.90
Short-term DFS quotes
Long-term DFS plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $12,087.00MM | $15,158.00MM | $9,842.00MM |
| Operating Expenses | $5,023.00MM | $9,440.00MM | $4,728.00MM |
| Operating Income | $7,064.00MM | $5,718.00MM | $5,114.00MM |
| Non-Operating Income | $-36.00MM | $0.00MM | $-1,288.00MM |
| Interest Expense | $1,134.00MM | $1,865.00MM | $4,746.00MM |
| Income(Loss) | $7,028.00MM | $5,718.00MM | $3,826.00MM |
| Taxes | $1,606.00MM | $1,344.00MM | $886.00MM |
| Profit(Loss) | $5,422.00MM | $4,374.00MM | $2,940.00MM |
| Stockholders Equity | $13,408.00MM | $14,344.00MM | $14,828.00MM |
| Inventory | $4,730.00MM | $107,498.00MM | $0.00MM |
| Assets | $110,242.00MM | $131,706.00MM | $151,522.00MM |
| Operating Cash Flow | $6,019.00MM | $7,140.00MM | $8,563.00MM |
| Capital expenditure | $194.00MM | $236.00MM | $303.00MM |
| Investing Cash Flow | $40.00MM | $-25,637.00MM | $-21,491.00MM |
| Financing Cash Flow | $-8,316.00MM | $16,062.00MM | $15,759.00MM |
| Earnings Per Share* | $17.84 | $15.47 | $11.26 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.