Dave Inc.
General ticker "DAVE" information:
- Sector: Information Technology
- Industry: Software
- Capitalization: $2.1B (TTM average)
Dave Inc. follows the US Stock Market performance with the rate: 57.4%.
Estimated limits based on current volatility of 3.2%: low 203.61$, high 216.89$
Factors to consider:
- Total employees count: 274 (-3.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Liquidity and credit risks, Lack of tech innovation, Unacceptable pricing to members, Operational and conduct risks
- Current price 37.3% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [60.31$, 153.04$]
- 2025-12-31 to 2026-12-31 estimated range: [45.99$, 116.93$]
Financial Metrics affecting the DAVE estimates:
- Negative: with PPE of 17.8 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 9.97
- Negative: negative Industry operating cash flow (median)
- Negative: 0.01 < Interest expense per share per price, % of 0.69
- Positive: 41.86 < Shareholder equity ratio, % of 61.17 <= 63.39
- Negative: Investing cash flow per share per price, % of -3.97 <= -0.66
- Negative: negative Industry operating income (median)
- Positive: 6.82 < Operating cash flow per share per price, % of 10.85
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term DAVE quotes
Long-term DAVE plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $204.84MM | $259.09MM | $347.08MM |
| Operating Expenses | $339.23MM | $301.29MM | $312.46MM |
| Operating Income | $-134.40MM | $-42.20MM | $34.61MM |
| Non-Operating Income | $5.42MM | $-6.20MM | $25.74MM |
| Interest Expense | $9.20MM | $11.77MM | $7.99MM |
| Income(Loss) | $-128.97MM | $-48.40MM | $60.35MM |
| Taxes | $-0.07MM | $0.12MM | $2.48MM |
| Profit(Loss)* | $-128.91MM | $-48.52MM | $57.87MM |
| Stockholders Equity | $106.56MM | $87.06MM | $183.10MM |
| Assets | $321.49MM | $294.02MM | $299.33MM |
| Operating Cash Flow | $-44.88MM | $33.75MM | $125.14MM |
| Capital expenditure | $9.31MM | $8.58MM | $0.26MM |
| Investing Cash Flow | $-285.58MM | $-14.38MM | $-45.84MM |
| Financing Cash Flow | $321.77MM | $0.02MM | $-71.00MM |
| Earnings Per Share** | $-10.93 | $-4.07 | $4.62 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.