AmeriServ Financial, Inc.
General ticker "ASRV" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $46.9M
AmeriServ Financial, Inc. does not follow the US Stock Market performance with the rate: -5.6%.
Estimated limits based on current volatility of 1.9%: low 2.60$, high 2.70$
Factors to consider:
- Company pays dividends: last record date 2024-11-04, amount 0.03$ (Y4.56%)
- Company does not operate outside North America (retrieved using AI)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [2.37$, 3.66$]
- 2024-12-30 to 2025-12-30 estimated range: [3.08$, 4.47$]
Financial Metrics affecting the ASRV estimates:
- Negative: Non-GAAP EPS, $ of -0.19 <= 0.10
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: Industry operating profit margin (median), % of 35.48 > 11.86
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Negative: Interest expense per share, $ of 1.45 > 0.74
Short-term ASRV quotes
Long-term ASRV plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $56.84MM | $67.76MM | $52.41MM |
| Operating Expenses | $48.07MM | $56.55MM | $52.41MM |
| Operating Income | $8.77MM | $11.21MM | $0.00MM |
| Non-Operating Income | $0.00MM | $-2.01MM | $-4.39MM |
| Interest Expense | $7.59MM | $8.49MM | $24.84MM |
| Income(Loss) | $8.77MM | $9.20MM | $-4.39MM |
| Taxes | $1.70MM | $1.75MM | $-1.04MM |
| Profit(Loss) | $7.07MM | $7.45MM | $-3.35MM |
| Stockholders Equity | $116.55MM | $106.18MM | $102.28MM |
| Inventory | $46.05MM | $28.66MM | $0.00MM |
| Assets | $1,335.56MM | $1,363.87MM | $1,389.64MM |
| Operating Cash Flow | $9.94MM | $5.21MM | $6.29MM |
| Capital expenditure | $1.24MM | $2.08MM | $1.38MM |
| Investing Cash Flow | $-0.49MM | $-56.28MM | $-39.99MM |
| Financing Cash Flow | $0.15MM | $32.93MM | $24.77MM |
| Earnings Per Share* | $0.41 | $0.44 | $-0.20 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.