Texas Community Bancshares, Inc.
General ticker "TCBS" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $46.9M (TTM average)
Texas Community Bancshares, Inc. follows the US Stock Market performance with the rate: 20.0%.
Estimated limits based on current volatility of 0.2%: low 15.96$, high 16.02$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-11, amount 0.04$ (Y1.00%)
- Total employees count: 67 (+1.5%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Loan delinquencies, Financing risks, Real estate market risks, Market competition
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [13.81$, 18.74$]
- 2025-12-31 to 2026-12-31 estimated range: [14.09$, 19.21$]
Financial Metrics affecting the TCBS estimates:
- Negative: with PPE of -34.4 at the end of fiscal year the price was high
- Negative: negative Operating income
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of -0.29
- Positive: 0.33 < Operating cash flow per share per price, % of 4.40
- Positive: Investing cash flow per share per price, % of 19.94 > -0.66
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
- Negative: Shareholder equity ratio, % of 11.75 <= 18.93
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: Inventory ratio change, % of 0 <= 0
Short-term TCBS quotes
Long-term TCBS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $14.43MM | $19.33MM | $20.84MM |
| Operating Expenses | $12.25MM | $20.27MM | $22.62MM |
| Operating Income | $2.18MM | $-0.94MM | $-1.78MM |
| Interest Expense | $2.28MM | $7.91MM | $9.90MM |
| Income(Loss) | $2.18MM | $-0.94MM | $-1.78MM |
| Taxes | $0.42MM | $-0.20MM | $-0.48MM |
| Profit(Loss)* | $1.75MM | $-0.73MM | $-1.30MM |
| Stockholders Equity | $55.87MM | $53.69MM | $52.11MM |
| Assets | $417.35MM | $452.04MM | $443.46MM |
| Operating Cash Flow | $3.13MM | $2.29MM | $1.94MM |
| Capital expenditure | $0.39MM | $5.60MM | $1.20MM |
| Investing Cash Flow | $-72.18MM | $-31.15MM | $8.80MM |
| Financing Cash Flow | $56.07MM | $33.00MM | $-10.51MM |
| Earnings Per Share** | $0.58 | $-0.24 | $-0.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.