Ally Financial Inc.
General ticker "ALLY" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $12.2B (TTM average)
Ally Financial Inc. follows the US Stock Market performance with the rate: 59.7%.
Estimated limits based on current volatility of 1.3%: low 41.55$, high 42.66$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-01, amount 0.30$ (Y2.93%)
- Total employees count: 10700 as of 2024
- Top business risk factors: Market risk, Insurance risks, Reputation and brand risks, Litigation risks, Economic downturns and volatility
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [39.25$, 58.30$]
- 2026-12-31 to 2027-12-31 estimated range: [41.24$, 61.25$]
Financial Metrics affecting the ALLY estimates:
- Negative: with PPE of 12.0 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 26.21 > 12.90
- Positive: 7.54 < Operating profit margin, % of 11.87
- Positive: Industry earnings per price (median), % of 4.73 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 19.35 > 10.39
- Negative: Shareholder equity ratio, % of 7.91 <= 19.24
- Positive: Industry operating profit margin (median), % of 20.42 > 9.60
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term ALLY quotes
Long-term ALLY plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $9,074.00MM | $8,917.00MM | $8,851.00MM |
| Operating Expenses | $7,971.00MM | $8,081.00MM | $7,800.00MM |
| Operating Income | $1,103.00MM | $836.00MM | $1,051.00MM |
| Interest Expense | $6,897.00MM | $7,472.00MM | $6,408.00MM |
| Income(Loss) | $1,103.00MM | $836.00MM | $1,051.00MM |
| Taxes | $144.00MM | $167.00MM | $199.00MM |
| Other Income(Loss) | $-4.00MM | $-2.00MM | $0.00MM |
| Net Income(Loss)* | $955.00MM | $667.00MM | $852.00MM |
| Stockholders Equity | $13,703.00MM | $13,903.00MM | $15,498.00MM |
| Assets | $196,329.00MM | $191,836.00MM | $196,002.00MM |
| Operating Cash Flow | $4,557.00MM | $4,528.00MM | $3,729.00MM |
| Capital expenditure | $2,759.00MM | $3,460.00MM | $4,275.00MM |
| Investing Cash Flow | $-7,182.00MM | $4,991.00MM | $-5,264.00MM |
| Financing Cash Flow | $3,839.00MM | $-5,566.00MM | $1,956.00MM |
| Earnings Per Share** | $3.14 | $2.17 | $2.74 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.