QNB Corp.
General ticker "QNBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $178.4M (TTM average)
QNB Corp. follows the US Stock Market performance with the rate: 50.9%.
Estimated limits based on current volatility of 1.2%: low 47.17$, high 48.31$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-09-11, amount 0.39$ (Y3.29%)
- Total employees count: 198 (+0.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate risk, Liquidity and credit risks, Economic downturns and volatility, Geographic concentration, Cybersecurity threats
- Current price 23.2% above estimated high
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [27.68$, 38.48$]
- 2026-12-31 to 2027-12-31 estimated range: [26.36$, 37.22$]
Financial Metrics affecting the QNBC estimates:
- Positive: with PPE of 8.6 at the end of fiscal year the price was neutral
- Positive: 15.73 < Operating profit margin, % of 18.42
- Positive: 11.28 < Operating cash flow per share per price, % of 12.80
- Positive: 5.99 < Shareholder equity ratio, % of 6.80 <= 12.29
- Positive: Industry earnings per price (median), % of 7.58 > 6.20
- Positive: 8.96 < Industry operating cash flow per share per price (median), % of 10.76
- Negative: Investing cash flow per share per price, % of -18.01 <= -10.50
- Positive: 14.46 < Industry operating profit margin (median), % of 24.03
Short-term QNBC quotes
Long-term QNBC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $73.92MM | $90.98MM | $97.32MM |
| Operating Expenses | $62.19MM | $76.62MM | $79.39MM |
| Operating Income | $11.73MM | $14.36MM | $17.93MM |
| Interest Expense | $28.93MM | $41.21MM | $41.41MM |
| Income(Loss) | $11.73MM | $14.36MM | $17.93MM |
| Taxes | $2.24MM | $2.91MM | $3.84MM |
| Net Income(Loss)* | $9.48MM | $11.45MM | $14.09MM |
| Stockholders Equity | $90.82MM | $103.35MM | $129.56MM |
| Assets | $1,706.32MM | $1,870.89MM | $1,906.01MM |
| Operating Cash Flow | $14.46MM | $16.22MM | $16.62MM |
| Capital expenditure | $0.77MM | $3.52MM | $1.14MM |
| Investing Cash Flow | $23.04MM | $-173.33MM | $-23.38MM |
| Financing Cash Flow | $9.26MM | $145.16MM | $6.34MM |
| Earnings Per Share** | $2.63 | $3.12 | $3.79 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.