Pagaya Technologies Ltd.
General ticker "PGYWW" information:
- Sector: Information Technology
- Industry: Software - Infrastructure
- Capitalization: $1.6B (TTM average)
Pagaya Technologies Ltd. does not follow the US Stock Market performance with the rate: -20.8%.
Estimated limits based on current volatility of 5.7%: low 0.01$, high 0.02$
Factors to consider:
- Total employees count: 518 (-6.3%) as of 2025
- US accounted for 100.0% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Strategic risks and growth management, Economic downturns and volatility, Third-party risks, Fraud risk, Cybersecurity threats
- Current price 94.7% below estimated low
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [0.28$, 0.68$]
- 2026-12-31 to 2027-12-31 estimated range: [0.36$, 0.79$]
Financial Metrics affecting the PGYWW estimates:
- Positive: with PPE of 0.4 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 939.31 > 24.19
- Positive: 0.01 < Industry earnings per price (median), % of 0.46
- Positive: 15.80 < Operating profit margin, % of 20.27
- Positive: 3.48 < Return on assets ratio (scaled to [-100,100]) of 4.41
- Positive: -4.55 < Industry operating profit margin (median), % of -1.53
- Positive: Industry inventory ratio change (median), % of 0.38 <= 0.47
- Positive: 25.20 < Shareholder equity ratio, % of 31.05 <= 34.41
Short-term PGYWW quotes
Long-term PGYWW plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $812.05MM | $1,032.25MM | $1,301.40MM |
| Operating Expenses | $836.45MM | $965.41MM | $1,037.60MM |
| Operating Income | $-24.40MM | $66.84MM | $263.80MM |
| Non-Operating Income | $-156.77MM | $-487.96MM | $-212.18MM |
| R&D Expense | $74.38MM | $76.57MM | $75.21MM |
| Income(Loss) | $-181.17MM | $-421.12MM | $51.62MM |
| Taxes | $15.57MM | $24.58MM | $-19.75MM |
| Net Income(Loss)* | $-128.44MM | $-401.41MM | $81.39MM |
| Stockholders Equity | $559.72MM | $326.49MM | $480.02MM |
| Assets | $1,208.38MM | $1,291.07MM | $1,545.91MM |
| Operating Cash Flow | $-21.66MM | $47.75MM | $238.62MM |
| Capital expenditure | $20.19MM | $23.24MM | $13.90MM |
| Investing Cash Flow | $-381.46MM | $-479.88MM | $-309.71MM |
| Financing Cash Flow | $289.10MM | $436.69MM | $129.60MM |
| Earnings Per Share** | $-2.14 | $-5.66 | $1.04 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.