Pinnacle Bank
General ticker "PBNK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $115.1M (TTM average)
Pinnacle Bank follows the US Stock Market performance with the rate: 30.3%.
Estimated limits based on current volatility of 0.2%: low 19.12$, high 19.22$
Factors to consider:
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [12.90$, 17.45$]
- 2024-12-30 to 2025-12-30 estimated range: [13.36$, 18.32$]
Financial Metrics affecting the PBNK estimates:
- Positive: with PPE of 6.8 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 32.56 > 18.64
- Positive: Operating cash flow per share per price, % of 15.08 > 13.24
- Negative: Shareholder equity ratio, % of 10.76 <= 18.93
- Positive: Industry earnings per price (median), % of 8.44 > 4.43
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
Short-term PBNK quotes
Long-term PBNK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $34.77MM | $50.82MM | $53.91MM |
| Operating Expenses | $22.83MM | $34.27MM | $41.61MM |
| Operating Income | $11.94MM | $16.55MM | $12.30MM |
| Interest Expense | $2.02MM | $9.54MM | $13.73MM |
| Income(Loss) | $11.94MM | $16.55MM | $12.30MM |
| Taxes | $3.48MM | $4.78MM | $3.46MM |
| Profit(Loss)* | $8.45MM | $11.77MM | $8.85MM |
| Stockholders Equity | $73.69MM | $87.93MM | $98.97MM |
| Inventory | $79.14MM | $0.00MM | $0.00MM |
| Assets | $757.89MM | $817.42MM | $847.88MM |
| Operating Cash Flow | $8.61MM | $12.15MM | $14.87MM |
| Capital expenditure | $0.22MM | $0.06MM | $0.10MM |
| Investing Cash Flow | $-195.18MM | $-47.66MM | $-8.89MM |
| Financing Cash Flow | $10.83MM | $47.07MM | $18.42MM |
| Earnings Per Share** | $1.55 | $2.07 | $1.52 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.