PB Bankshares, Inc.
General ticker "PBBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $40.8M (TTM average)
PB Bankshares, Inc. follows the US Stock Market performance with the rate: 47.9%.
Estimated limits based on current volatility of 1.3%: low 19.50$, high 20.03$
Factors to consider:
- Total employees count: 36 (+2.9%) as of 2023
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Lending risk, Portfolio quality risks, Market volatility
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.18$, 18.85$]
- 2025-12-31 to 2026-12-31 estimated range: [14.97$, 19.91$]
Financial Metrics affecting the PBBK estimates:
- Positive: with PPE of 20.0 at the end of fiscal year the price was low
- Positive: 7.54 < Operating profit margin, % of 9.31
- Negative: Shareholder equity ratio, % of 10.78 <= 19.35
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.39 <= 1.77
- Negative: Interest expense per share per price, % of 35.28 > 3.31
- Negative: Operating cash flow per share per price, % of 5.18 <= 6.63
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term PBBK quotes
Long-term PBBK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $14.28MM | $20.51MM | $24.15MM |
| Operating Expenses | $11.63MM | $18.04MM | $21.90MM |
| Operating Income | $2.65MM | $2.46MM | $2.25MM |
| Interest Expense | $2.96MM | $7.72MM | $12.40MM |
| Income(Loss) | $2.65MM | $2.46MM | $2.25MM |
| Taxes | $0.53MM | $0.55MM | $0.47MM |
| Profit(Loss)* | $2.11MM | $1.92MM | $1.77MM |
| Stockholders Equity | $45.99MM | $46.99MM | $48.66MM |
| Assets | $386.55MM | $439.75MM | $451.32MM |
| Operating Cash Flow | $3.37MM | $3.88MM | $1.82MM |
| Capital expenditure | $0.14MM | $0.64MM | $0.38MM |
| Investing Cash Flow | $-81.82MM | $-37.44MM | $-3.30MM |
| Financing Cash Flow | $68.79MM | $48.79MM | $6.82MM |
| Earnings Per Share** | $0.82 | $0.78 | $0.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.