Mediobanca Banca di Credito Finanziario S.p.A. (ADR)

Factors to consider:

• Company pays dividends (irregularly): last record date 2025-11-25, amount 0.68$ (Y3.42%)
• Earnings for 12 months up through Q4 exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-06-30 to 2026-06-30

• 2024-06-30 to 2025-06-30 estimated range: [14.21$, 18.33$]
• 2025-06-30 to 2026-06-30 estimated range: [15.05$, 19.64$]

Financial Metrics affecting the MDIBY estimates:

• Positive: with PPE of 9.8 at the end of fiscal year the price was low
• Positive: Operating profit margin, % of 32.43 > 18.33
• Positive: Industry operating cash flow per share per price (median), % of 12.26 > 10.14
• Negative: Shareholder equity ratio, % of 11.24 <= 19.35
• Negative: -0.18 < Industry inventory ratio change (median), % of 0
• Positive: Industry earnings per price (median), % of 7.47 > 4.45
• Negative: Operating cash flow per share per price, % of 3.85 <= 6.63
• Negative: Interest expense per share per price, % of 17.77 > 3.31
• Positive: Investing cash flow per share per price, % of 0.17 > -0.62