Landmark Bancorp, Inc.
General ticker "LARK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $150.7M (TTM average)
Landmark Bancorp, Inc. follows the US Stock Market performance with the rate: 0.6%.
Estimated limits based on current volatility of 1.3%: low 25.56$, high 26.20$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-12, amount 0.21$ (Y3.28%)
- Total employees count: 280 (-2.1%) as of 2023
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Real estate market risks, Interest rate fluctuations
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [21.62$, 28.43$]
- 2025-12-31 to 2026-12-31 estimated range: [22.31$, 29.71$]
Financial Metrics affecting the LARK estimates:
- Positive: with PPE of 11.1 at the end of fiscal year the price was neutral
- Positive: 7.54 < Operating profit margin, % of 15.89
- Negative: Shareholder equity ratio, % of 8.65 <= 19.35
- Positive: 6.63 < Operating cash flow per share per price, % of 10.24
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 0.82
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Negative: Interest expense per share per price, % of 20.26 > 3.31
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term LARK quotes
Long-term LARK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $56.93MM | $77.91MM | $88.64MM |
| Operating Expenses | $45.62MM | $63.72MM | $74.55MM |
| Operating Income | $11.31MM | $14.19MM | $14.09MM |
| Interest Expense | $4.35MM | $21.39MM | $28.18MM |
| Income(Loss) | $11.31MM | $14.19MM | $14.09MM |
| Taxes | $1.43MM | $1.95MM | $1.09MM |
| Profit(Loss)* | $9.88MM | $12.24MM | $13.00MM |
| Stockholders Equity | $111.43MM | $126.91MM | $136.22MM |
| Assets | $1,502.87MM | $1,561.67MM | $1,574.14MM |
| Operating Cash Flow | $24.78MM | $12.60MM | $14.24MM |
| Capital expenditure | $0.88MM | $0.99MM | $2.32MM |
| Investing Cash Flow | $-197.16MM | $-50.61MM | $-18.11MM |
| Financing Cash Flow | $6.32MM | $41.95MM | $-2.96MM |
| Earnings Per Share** | $1.71 | $2.13 | $2.26 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.