Landmark Bancorp, Inc.
General ticker "LARK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $154.0M (TTM average)
Landmark Bancorp, Inc. follows the US Stock Market performance with the rate: 47.5%.
Estimated limits based on current volatility of 1.1%: low 31.28$, high 31.96$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-13, amount 0.21$ (Y2.64%)
- Total employees count: 280 (-2.1%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Interest rate risk, Cybersecurity threats, Geographic concentration
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.26$, 31.07$]
- 2026-12-31 to 2027-12-31 estimated range: [22.78$, 30.81$]
Financial Metrics affecting the LARK estimates:
- Positive: with PPE of 9.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 24.02 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 12.99
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: Interest expense per share per price, % of 15.21 > 3.34
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.16
- Positive: Shareholder equity ratio, % of 10 <= 18.97
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
Short-term LARK quotes
Long-term LARK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $77.91MM | $88.64MM | $95.97MM |
| Operating Expenses | $63.72MM | $74.55MM | $72.91MM |
| Operating Income | $14.19MM | $14.09MM | $23.05MM |
| Interest Expense | $21.39MM | $28.18MM | $25.33MM |
| Income(Loss) | $14.19MM | $14.09MM | $23.05MM |
| Taxes | $1.95MM | $1.09MM | $4.28MM |
| Net Income(Loss)* | $12.24MM | $13.00MM | $18.77MM |
| Stockholders Equity | $126.91MM | $136.22MM | $160.63MM |
| Assets | $1,561.67MM | $1,574.14MM | $1,606.64MM |
| Operating Cash Flow | $12.60MM | $14.24MM | $21.63MM |
| Capital expenditure | $0.99MM | $2.32MM | $0.60MM |
| Investing Cash Flow | $-50.61MM | $-18.11MM | $-21.37MM |
| Financing Cash Flow | $41.95MM | $-2.96MM | $0.44MM |
| Earnings Per Share** | $2.13 | $2.26 | $3.09 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.