Kemper Corporation
General ticker "KMPR" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $3.0B (TTM average)
Kemper Corporation does not follow the US Stock Market performance with the rate: -34.4%.
Estimated limits based on current volatility of 3.0%: low 23.16$, high 24.57$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-18, amount 0.32$ (Y5.59%)
- Total employees count: 7400 (-8.6%) as of 2024
- Top business risk factors: Regulatory and compliance, Cybersecurity threats, Third-party risks, IT system disruptions, Operational and conduct risks
- Current price 29.0% below estimated low
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [32.25$, 52.49$]
- 2026-12-31 to 2027-12-31 estimated range: [31.84$, 51.24$]
Financial Metrics affecting the KMPR estimates:
- Negative: with PPE of 11.6 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 23.10 > 12.90
- Positive: -5.39 < Operating profit margin, % of 3.35
- Positive: Inventory ratio change, % of -20.60 <= -0.75
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.05
- Positive: Investing cash flow per share per price, % of 13.29 > -0.60
- Negative: 0.73 < Interest expense per share per price, % of 1.52
- Positive: Industry operating profit margin (median), % of 13.45 > 9.60
- Positive: Industry earnings per price (median), % of 8.36 > 4.45
Short-term KMPR quotes
Long-term KMPR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $4,945.30MM | $4,632.70MM | $4,800.50MM |
| Operating Expenses | $5,292.40MM | $4,244.20MM | $4,639.80MM |
| Operating Income | $-347.10MM | $388.50MM | $160.70MM |
| Interest Expense | $56.10MM | $56.90MM | $38.50MM |
| Income(Loss) | $-347.10MM | $388.50MM | $160.70MM |
| Taxes | $-74.80MM | $76.00MM | $28.10MM |
| Net Income(Loss)* | $-272.10MM | $317.80MM | $143.30MM |
| Stockholders Equity | $2,505.20MM | $2,788.40MM | $2,681.40MM |
| Assets | $12,742.70MM | $12,630.40MM | $12,472.70MM |
| Operating Cash Flow | $-134.20MM | $382.90MM | $584.50MM |
| Capital expenditure | $53.80MM | $53.20MM | $30.60MM |
| Investing Cash Flow | $107.90MM | $-244.40MM | $336.20MM |
| Financing Cash Flow | $-122.00MM | $-137.20MM | $-860.10MM |
| Earnings Per Share** | $-4.25 | $4.95 | $2.31 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.