Farmers & Merchants Bancorp
General ticker "FMCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $870.7M (TTM average)
Farmers & Merchants Bancorp follows the US Stock Market performance with the rate: 52.4%.
Estimated limits based on current volatility of 0.3%: low 1450.31$, high 1460.47$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-09-11, amount 5.60$ (Y0.76%)
- Total employees count: 383 (+2.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Real estate downturn, Loan defaults, Regulatory and compliance, Cybersecurity threats
- Current price 10.3% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [929.33$, 1332.89$]
- 2026-12-31 to 2027-12-31 estimated range: [989.34$, 1408.65$]
Financial Metrics affecting the FMCB estimates:
- Negative: with PPE of 8.3 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 42.48 > 34.01
- Positive: 11.28 < Operating cash flow per share per price, % of 13.48
- Positive: 14.46 < Industry operating profit margin (median), % of 24.03
- Positive: Industry earnings per price (median), % of 7.58 > 6.20
- Positive: 1.62 < Return on assets ratio (scaled to [-100,100]) of 1.62
- Positive: 5.99 < Shareholder equity ratio, % of 11.34 <= 12.29
- Positive: Interest expense per share per price, % of 7.81 <= 10.61
Short-term FMCB quotes
Long-term FMCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $265.69MM | $289.41MM | $303.12MM |
| Operating Expenses | $149.14MM | $167.16MM | $174.35MM |
| Operating Income | $116.55MM | $122.24MM | $128.78MM |
| Interest Expense | $38.37MM | $65.30MM | $60.33MM |
| Income(Loss) | $116.55MM | $122.24MM | $128.78MM |
| Taxes | $28.24MM | $33.79MM | $35.17MM |
| Net Income(Loss)* | $88.31MM | $88.46MM | $93.61MM |
| Stockholders Equity | $549.75MM | $573.07MM | $645.51MM |
| Assets | $5,308.93MM | $5,370.20MM | $5,690.11MM |
| Operating Cash Flow | $93.35MM | $103.73MM | $104.19MM |
| Capital expenditure | $4.97MM | $2.40MM | $7.58MM |
| Investing Cash Flow | $-146.55MM | $-274.58MM | $-402.01MM |
| Financing Cash Flow | $-124.42MM | $-27.23MM | $230.12MM |
| Earnings Per Share** | $116.61 | $121.02 | $134.96 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.