FinWise Bancorp
General ticker "FINW" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $221.2M (TTM average)
FinWise Bancorp does not follow the US Stock Market performance with the rate: -4.8%.
Estimated limits based on current volatility of 1.2%: low 14.34$, high 14.71$
Factors to consider:
- Total employees count: 162 (+11.0%) as of 2023
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Economic downturns and volatility, Labor/talent shortage/retention, New product risks, Investment risks
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.62$, 21.08$]
- 2026-12-31 to 2027-12-31 estimated range: [14.85$, 20.50$]
Financial Metrics affecting the FINW estimates:
- Positive: with PPE of 15.9 at the end of fiscal year the price was neutral
- Negative: negative Operating cash flow
- Positive: 7.54 < Operating profit margin, % of 16.65
- Positive: 19.24 < Shareholder equity ratio, % of 19.77 <= 42.59
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.62
- Negative: Investing cash flow per share per price, % of -54.99 <= -14.17
Short-term FINW quotes
Long-term FINW plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $76.02MM | $81.40MM | $130.67MM |
| Operating Expenses | $52.20MM | $64.41MM | $108.91MM |
| Operating Income | $23.81MM | $16.99MM | $21.76MM |
| Interest Expense | $9.97MM | $15.44MM | $20.30MM |
| Income(Loss) | $23.81MM | $16.99MM | $21.76MM |
| Taxes | $6.35MM | $4.25MM | $5.67MM |
| Net Income(Loss)* | $17.46MM | $12.74MM | $16.09MM |
| Stockholders Equity | $155.06MM | $173.72MM | $193.19MM |
| Assets | $586.22MM | $745.98MM | $977.13MM |
| Operating Cash Flow | $12.27MM | $-14.99MM | $-28.42MM |
| Capital expenditure | $7.46MM | $4.89MM | $5.77MM |
| Investing Cash Flow | $-152.87MM | $-132.38MM | $-126.91MM |
| Financing Cash Flow | $157.01MM | $139.56MM | $209.57MM |
| Earnings Per Share** | $1.40 | $1.01 | $1.25 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.