Coastal Financial Corporation
General ticker "CCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.4B (TTM average)
Coastal Financial Corporation follows the US Stock Market performance with the rate: 67.6%.
Estimated limits based on current volatility of 2.1%: low 110.23$, high 115.02$
Factors to consider:
- Earnings expected soon, date: 2026-01-27 bmo
- Total employees count: 488 (-3.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Local economy dependence, Liquidity and credit risks, Operational and conduct risks, Market competition, Small business lending risks
- Current price 34.0% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [57.50$, 87.49$]
- 2025-12-31 to 2026-12-31 estimated range: [54.26$, 84.38$]
Financial Metrics affecting the CCB estimates:
- Negative: with PPE of 25.4 at the end of fiscal year the price was high
- Positive: 7.54 < Operating profit margin, % of 9.94
- Positive: Operating cash flow per share per price, % of 23.28 > 12.91
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.09
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
- Negative: Shareholder equity ratio, % of 10.65 <= 19.35
Short-term CCB quotes
Long-term CCB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $232.25MM | $440.43MM | $576.61MM |
| Operating Expenses | $181.63MM | $383.30MM | $519.29MM |
| Operating Income | $50.62MM | $57.13MM | $57.32MM |
| Interest Expense | $20.39MM | $91.64MM | $123.75MM |
| Income(Loss) | $50.62MM | $57.13MM | $57.32MM |
| Taxes | $10.00MM | $12.55MM | $12.10MM |
| Profit(Loss)* | $40.62MM | $44.58MM | $45.22MM |
| Stockholders Equity | $243.49MM | $294.98MM | $438.70MM |
| Assets | $3,144.47MM | $3,750.01MM | $4,121.21MM |
| Operating Cash Flow | $67.10MM | $191.54MM | $259.79MM |
| Capital expenditure | $2.84MM | $6.25MM | $9.90MM |
| Investing Cash Flow | $-987.95MM | $-594.01MM | $-608.57MM |
| Financing Cash Flow | $449.83MM | $543.46MM | $318.17MM |
| Earnings Per Share** | $3.14 | $3.36 | $3.35 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.