Coastal Financial Corporation
General ticker "CCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.5B (TTM average)
Coastal Financial Corporation follows the US Stock Market performance with the rate: 8.3%.
Estimated limits based on current volatility of 1.6%: low 68.86$, high 71.11$
Factors to consider:
- Total employees count: 488 (-3.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Local economy dependence, Liquidity and credit risks, Operational and conduct risks, Market competition, Small business lending risks
- Current price 20.7% below estimated low
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [85.50$, 121.71$]
- 2026-12-31 to 2027-12-31 estimated range: [77.22$, 113.58$]
Financial Metrics affecting the CCB estimates:
- Negative: with PPE of 38.2 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 14.51 > 12.90
- Positive: 7.54 < Operating profit margin, % of 9.26
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.98
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Negative: Shareholder equity ratio, % of 10.35 <= 19.24
Short-term CCB quotes
Long-term CCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $440.43MM | $576.61MM | $661.23MM |
| Operating Expenses | $383.30MM | $519.29MM | $599.98MM |
| Operating Income | $57.13MM | $57.32MM | $61.24MM |
| Interest Expense | $91.64MM | $123.75MM | $119.55MM |
| Income(Loss) | $57.13MM | $57.32MM | $61.24MM |
| Taxes | $12.55MM | $12.10MM | $14.25MM |
| Net Income(Loss)* | $44.58MM | $45.22MM | $46.99MM |
| Stockholders Equity | $294.98MM | $438.70MM | $490.96MM |
| Assets | $3,750.01MM | $4,121.21MM | $4,741.44MM |
| Operating Cash Flow | $191.54MM | $259.79MM | $254.58MM |
| Capital expenditure | $6.25MM | $9.90MM | $8.44MM |
| Investing Cash Flow | $-594.01MM | $-608.57MM | $-525.65MM |
| Financing Cash Flow | $543.46MM | $318.17MM | $555.52MM |
| Earnings Per Share** | $3.36 | $3.35 | $3.11 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.