EZCORP, Inc.
General ticker "EZPW" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $1.5B (TTM average)
EZCORP, Inc. follows the US Stock Market performance with the rate: 56.7%.
Estimated limits based on current volatility of 2.0%: low 32.55$, high 33.87$
Factors to consider:
- Total employees count: 8500 (+6.2%) as of 2025
- US accounted for 71.6% of revenue in the fiscal year ended 2025-09-30
- Top business risk factors: Regulatory and compliance, Industry negative characterization, Sales fluctuations, Store expansion, Firearms liability risks
- Current price 30.0% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [15.14$, 23.76$]
- 2026-09-30 to 2027-09-30 estimated range: [16.20$, 25.39$]
Financial Metrics affecting the EZPW estimates:
- Positive: with PPE of 12.9 at the end of fiscal year the price was neutral
- Positive: 11.37 < Operating cash flow per share per price, % of 14.10
- Positive: 11.29 < Operating profit margin, % of 11.70
- Positive: Inventory ratio change, % of 1.62 <= 4.02
- Positive: Industry earnings per price (median), % of 7.01 > 6.58
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Positive: 14.78 < Industry operating profit margin (median), % of 18.11
- Positive: 11.51 < Industry operating cash flow per share per price (median), % of 15.94
- Positive: 5.14 < Return on assets ratio (scaled to [-100,100]) of 5.32
Short-term EZPW quotes
Long-term EZPW plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $1,053.93MM | $1,162.38MM | $1,275.41MM |
| Operating Expenses | $961.78MM | $1,049.85MM | $1,126.24MM |
| Operating Income | $92.15MM | $112.53MM | $149.17MM |
| Non-Operating Income | $-40.52MM | $3.08MM | $-2.40MM |
| Interest Expense | $16.46MM | $13.59MM | $23.03MM |
| Income(Loss) | $51.63MM | $115.61MM | $146.77MM |
| Taxes | $13.17MM | $32.51MM | $37.16MM |
| Net Income(Loss)* | $38.46MM | $83.09MM | $109.61MM |
| Stockholders Equity | $745.77MM | $804.57MM | $1,025.48MM |
| Inventory | $166.48MM | $191.92MM | $248.46MM |
| Assets | $1,467.71MM | $1,493.24MM | $1,951.21MM |
| Operating Cash Flow | $101.83MM | $113.60MM | $148.99MM |
| Capital expenditure | $40.45MM | $35.76MM | $38.56MM |
| Investing Cash Flow | $-110.89MM | $-111.85MM | $-117.86MM |
| Financing Cash Flow | $23.69MM | $-50.18MM | $274.42MM |
| Earnings Per Share** | $0.69 | $1.51 | $1.91 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.