Carter Bankshares, Inc.
General ticker "CARE" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $495.4M (TTM average)
Carter Bankshares, Inc. follows the US Stock Market performance with the rate: 51.3%.
Estimated limits based on current volatility of 1.0%: low 29.99$, high 30.59$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 bmo
- Company pays dividends (quarterly): last record date 2026-08-10, amount 0.10$ (Y1.32%)
- Total employees count: 687 (+1.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate concentration, Cybersecurity threats, Liquidity and credit risks, Labor/talent shortage/retention, Economic downturns and volatility
- Current price 21.8% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [17.98$, 24.80$]
- 2026-12-31 to 2027-12-31 estimated range: [17.83$, 24.98$]
Financial Metrics affecting the CARE estimates:
- Positive: with PPE of 14.1 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 26.11
- Positive: 8.77 < Operating cash flow per share per price, % of 8.97
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 7.04 < Shareholder equity ratio, % of 8.65 <= 12.78
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
Short-term CARE quotes
Long-term CARE plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $140.59MM | $135.82MM | $153.22MM |
| Operating Expenses | $111.87MM | $104.96MM | $113.22MM |
| Operating Income | $28.72MM | $30.87MM | $40.00MM |
| Interest Expense | $74.11MM | $107.27MM | $101.40MM |
| Income(Loss) | $28.72MM | $30.87MM | $40.00MM |
| Taxes | $5.34MM | $6.35MM | $8.64MM |
| Net Income(Loss)* | $23.38MM | $24.52MM | $31.36MM |
| Stockholders Equity | $351.24MM | $384.31MM | $419.70MM |
| Assets | $4,512.54MM | $4,659.19MM | $4,851.92MM |
| Operating Cash Flow | $46.73MM | $36.94MM | $39.86MM |
| Capital expenditure | $9.80MM | $8.13MM | $8.05MM |
| Investing Cash Flow | $-307.01MM | $-68.40MM | $-155.91MM |
| Financing Cash Flow | $267.94MM | $108.11MM | $90.04MM |
| Earnings Per Share** | $1.01 | $1.06 | $1.40 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.