BankFinancial Corporation
General ticker "BFIN" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $152.1M (TTM average)
BankFinancial Corporation follows the US Stock Market performance with the rate: 1.5%.
Estimated limits based on current volatility of 0.9%: low 11.93$, high 12.15$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-14, amount 0.10$ (Y3.29%)
- Total employees count: 203 as of 2022
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: System failures and security breaches, Vendor dependency, Labor/talent shortage/retention, Product development risks, Climate change and natural disasters
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [9.79$, 12.90$]
- 2025-12-31 to 2026-12-31 estimated range: [9.61$, 12.96$]
Financial Metrics affecting the BFIN estimates:
- Positive: with PPE of 38.2 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 6.75
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 10.90 <= 18.93
- Positive: 0.33 < Operating cash flow per share per price, % of 4.84
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.28
- Negative: Investing cash flow per share per price, % of -29.51 <= -14.38
- Positive: Inventory ratio change, % of 0 <= 0
Short-term BFIN quotes
Long-term BFIN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $61.27MM | $71.17MM | $74.38MM |
| Operating Expenses | $47.44MM | $58.41MM | $69.36MM |
| Operating Income | $13.84MM | $12.75MM | $5.02MM |
| Interest Expense | $4.48MM | $14.33MM | $20.13MM |
| Income(Loss) | $13.84MM | $12.75MM | $5.02MM |
| Taxes | $3.34MM | $3.36MM | $0.95MM |
| Profit(Loss)* | $10.49MM | $9.39MM | $4.07MM |
| Stockholders Equity | $151.67MM | $155.38MM | $156.38MM |
| Assets | $1,575.44MM | $1,487.38MM | $1,434.81MM |
| Operating Cash Flow | $9.29MM | $9.22MM | $7.56MM |
| Capital expenditure | $1.94MM | $1.87MM | $2.10MM |
| Investing Cash Flow | $-316.77MM | $197.92MM | $-46.14MM |
| Financing Cash Flow | $-127.91MM | $-95.43MM | $-55.08MM |
| Earnings Per Share** | $0.80 | $0.74 | $0.33 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.