American Coastal Insurance Corporation
General ticker "ACIC" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $550.5M (TTM average)
American Coastal Insurance Corporation does not follow the US Stock Market performance with the rate: -3.2%.
Estimated limits based on current volatility of 1.7%: low 11.18$, high 11.56$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-01-02, amount 0.75$ (Y6.61%)
- Total employees count: 68 (+4.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Climate change and natural disasters, Loss of agent relationships, IT system failures, Cybersecurity threats
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [11.04$, 15.06$]
- 2026-12-31 to 2027-12-31 estimated range: [11.73$, 16.02$]
Financial Metrics affecting the ACIC estimates:
- Positive: with PPE of 6.1 at the end of fiscal year the price was very low
- Positive: 6.62 < Operating cash flow per share per price, % of 11.53
- Positive: Operating profit margin, % of 42.55 > 18.40
- Positive: Return on assets ratio (scaled to [-100,100]) of 9.06 > 6.02
- Positive: Industry operating cash flow per share per price (median), % of 18.47 > 10.32
- Positive: Industry operating profit margin (median), % of 13.13 > 9.66
Short-term ACIC quotes
Long-term ACIC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $263.68MM | $296.66MM | $335.44MM |
| Operating Expenses | $167.60MM | $185.06MM | $192.71MM |
| Operating Income | $96.08MM | $111.59MM | $142.73MM |
| Non-Operating Income | $0.00MM | $-9.93MM | $0.00MM |
| Interest Expense | $10.88MM | $12.00MM | $10.81MM |
| R&D Expense | $0.00MM | $357.70MM | $0.00MM |
| Income(Loss) | $96.08MM | $101.66MM | $142.73MM |
| Taxes | $10.88MM | $25.34MM | $35.94MM |
| Net Income(Loss)* | $309.91MM | $75.72MM | $106.84MM |
| Stockholders Equity | $168.76MM | $235.66MM | $317.56MM |
| Inventory | $722.84MM | $0.00MM | $0.00MM |
| Assets | $1,060.38MM | $1,216.11MM | $1,072.73MM |
| Operating Cash Flow | $-136.00MM | $243.51MM | $71.03MM |
| Capital expenditure | $0.20MM | $0.02MM | $0.15MM |
| Investing Cash Flow | $-2.54MM | $-179.21MM | $0.62MM |
| Financing Cash Flow | $26.77MM | $-13.84MM | $-1.08MM |
| Earnings Per Share** | $7.11 | $1.58 | $2.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.