U.S. Bancorp
General ticker "USB-PQ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $78.8B (TTM average)
U.S. Bancorp does not follow the US Stock Market performance with the rate: -13.2%.
Estimated limits based on current volatility of 0.3%: low 14.28$, high 14.38$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends (irregularly): last record date 2026-06-30, amount 0.23$ (Y1.61%)
- Total employees count: 68520 (-2.5%) as of 2025
- Top business risk factors: Economic downturns and volatility, Regulatory and compliance, Trade policy changes, Interest rate risk, Rising unemployment
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.64$, 21.15$]
- 2026-12-31 to 2027-12-31 estimated range: [17.47$, 23.41$]
Financial Metrics affecting the USB-PQ estimates:
- Positive: with PPE of 3.2 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 33.15 > 12.98
- Positive: Operating profit margin, % of 33.35 > 18.65
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 59.56 > 3.33
- Negative: -0.76 < Inventory ratio change, % of 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.09 <= 1.89
Short-term USB-PQ quotes
Long-term USB-PQ plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $28,013.00MM | $27,335.00MM | $28,540.00MM |
| Operating Expenses | $21,148.00MM | $19,426.00MM | $19,023.00MM |
| Operating Income | $6,865.00MM | $7,909.00MM | $9,517.00MM |
| Interest Expense | $12,611.00MM | $15,377.00MM | $14,321.00MM |
| Income(Loss) | $6,865.00MM | $7,909.00MM | $9,517.00MM |
| Taxes | $1,407.00MM | $1,580.00MM | $1,921.00MM |
| Net Income(Loss)* | $5,429.00MM | $6,299.00MM | $7,576.00MM |
| Stockholders Equity | $55,306.00MM | $58,578.00MM | $65,193.00MM |
| Assets | $663,491.00MM | $678,318.00MM | $692,345.00MM |
| Operating Cash Flow | $8,447.00MM | $11,273.00MM | $7,970.00MM |
| Investing Cash Flow | $18,925.00MM | $-24,534.00MM | $-20,538.00MM |
| Financing Cash Flow | $-19,722.00MM | $8,571.00MM | $2,250.00MM |
| Earnings Per Share** | $3.52 | $4.04 | $4.87 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.