Union Bankshares Inc

General ticker "UNB" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $155.2M

Union Bankshares Inc follows the US Stock Market performance with the rate: 7.6%.

Estimated limits based on current volatility of 4.1%: low 28.71$, high 31.18$

Factors to consider:

  • Company pays dividends: last record date 2024-10-26, amount 0.36$ (Y5.16%)
  • Company does not operate outside North America (retrieved using AI)
  • Price in estimated range
  • Earnings for 9 months up through Q3 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

  • 2023-12-31 to 2024-12-30 estimated range: [20.54$, 30.76$]
  • 2024-12-30 to 2025-12-30 estimated range: [25.64$, 36.43$]

Financial Metrics affecting the UNB estimates:

  • Positive: Non-GAAP EPS, $ of 2.50 > 2.29
  • Positive: Operating profit margin, % of 46.05 > 19.51
  • Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
  • Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.76
  • Negative: Operating cash flow per share per price, % of 6.87 <= 7.18

Similar symbols

Short-term UNB quotes

Long-term UNB plot with estimates

Financial data

YTD 2021-12-31 2022-12-31 2023-12-31
Operating Revenue $48.67MM $52.94MM $48.25MM
Operating Expenses $32.85MM $37.69MM $26.03MM
Operating Income $15.82MM $15.25MM $22.22MM
Non-Operating Income $0.00MM $0.00MM $-9.34MM
Interest Expense $3.56MM $4.52MM $19.27MM
Income(Loss) $15.82MM $15.25MM $12.88MM
Taxes $2.65MM $2.63MM $1.62MM
Profit(Loss) $13.17MM $12.62MM $11.26MM
Stockholders Equity $84.34MM $55.22MM $65.81MM
Inventory $82.37MM $0.00MM $0.00MM
Assets $1,205.37MM $1,336.49MM $1,468.88MM
Operating Cash Flow $29.19MM $29.03MM $9.19MM
Capital expenditure $3.51MM $0.67MM $1.95MM
Investing Cash Flow $-190.01MM $-207.58MM $-82.25MM
Financing Cash Flow $103.97MM $150.51MM $112.84MM
Earnings Per Share* $2.94 $2.81 $2.50

* EPS are Split Adjusted, recent splits may be reflected with a delay.