TowneBank
General ticker "TOWN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.6B (TTM average)
TowneBank follows the US Stock Market performance with the rate: 38.6%.
Estimated limits based on current volatility of 1.7%: low 35.06$, high 36.25$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-26, amount 0.27$ (Y3.09%)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.25$, 40.22$]
- 2025-12-31 to 2026-12-31 estimated range: [29.92$, 40.38$]
Financial Metrics affecting the TOWN estimates:
- Positive: with PPE of 15.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 18.59 > 18.34
- Positive: Industry operating cash flow per share per price (median), % of 10.64 > 10.21
- Negative: Investing cash flow per share per price, % of -7.88 <= -4.43
- Negative: Shareholder equity ratio, % of 12.40 <= 19.41
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Operating cash flow per share per price, % of 5.38 <= 6.66
- Negative: Interest expense per share per price, % of 12.90 > 3.31
- Positive: Industry earnings per price (median), % of 6.49 > 4.47
Short-term TOWN quotes
Long-term TOWN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $742.95MM | $942.55MM | $1,024.43MM |
| Operating Expenses | $505.90MM | $756.33MM | $833.95MM |
| Operating Income | $237.05MM | $186.22MM | $190.48MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-0.10MM |
| Interest Expense | $56.57MM | $247.46MM | $331.92MM |
| Income(Loss) | $237.05MM | $186.22MM | $190.38MM |
| Taxes | $46.58MM | $31.09MM | $27.65MM |
| Profit(Loss)* | $188.99MM | $153.72MM | $161.76MM |
| Stockholders Equity | $1,873.96MM | $2,039.97MM | $2,139.33MM |
| Assets | $15,845.27MM | $16,835.04MM | $17,246.89MM |
| Operating Cash Flow | $415.50MM | $161.30MM | $138.36MM |
| Capital expenditure | $52.29MM | $44.13MM | $57.27MM |
| Investing Cash Flow | $-2,047.21MM | $-335.68MM | $-202.77MM |
| Financing Cash Flow | $-512.10MM | $149.90MM | $275.53MM |
| Earnings Per Share** | $2.60 | $2.06 | $2.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.