Territorial Bancorp Inc
General ticker "TBNK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $91.2M
Territorial Bancorp Inc follows the US Stock Market performance with the rate: 33.0%.
Estimated limits based on current volatility of 2.4%: low 9.56$, high 10.02$
Factors to consider:
- Company pays dividends: last record date 2024-11-08, amount 0.01$ (Y0.41%)
- Company does not operate outside North America (retrieved using AI)
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [6.14$, 10.12$]
- 2024-12-30 to 2025-12-30 estimated range: [6.61$, 10.46$]
Financial Metrics affecting the TBNK estimates:
- Positive: 0.10 < Non-GAAP EPS, $ of 0.58
- Negative: Interest expense per share, $ of 3.06 > 0.74
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.22
- Positive: Inventory ratio change, % of -35.00 <= -1.03
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: 9.05 < Operating profit margin, % of 15.16
- Positive: Industry operating profit margin (median), % of 35.48 > 11.86
Short-term TBNK quotes
Long-term TBNK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $60.50MM | $66.91MM | $45.10MM |
| Operating Expenses | $36.69MM | $45.43MM | $38.27MM |
| Operating Income | $23.80MM | $21.48MM | $6.84MM |
| Non-Operating Income | $0.00MM | $-0.01MM | $0.00MM |
| Interest Expense | $6.28MM | $7.21MM | $26.46MM |
| Income(Loss) | $23.80MM | $21.47MM | $6.84MM |
| Taxes | $6.37MM | $5.32MM | $1.81MM |
| Profit(Loss) | $17.43MM | $16.16MM | $5.03MM |
| Stockholders Equity | $256.32MM | $256.55MM | $251.09MM |
| Inventory | $17.45MM | $0.61MM | $0.00MM |
| Assets | $2,130.60MM | $2,169.59MM | $2,236.67MM |
| Operating Cash Flow | $12.52MM | $16.67MM | $8.26MM |
| Capital expenditure | $0.36MM | $4.71MM | $0.69MM |
| Investing Cash Flow | $-283.01MM | $-95.25MM | $16.87MM |
| Financing Cash Flow | $6.80MM | $19.28MM | $60.98MM |
| Earnings Per Share* | $1.92 | $1.81 | $0.58 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.