Sturgis Bancorp, Inc.
General ticker "STBI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $39.9M (TTM average)
Sturgis Bancorp, Inc. follows the US Stock Market performance with the rate: 44.6%.
Estimated limits based on current volatility of 0.2%: low 20.12$, high 20.19$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-14, amount 0.17$ (Y3.37%)
- Total employees count: 120 as of 2001
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Interest rate fluctuations, Environmental liabilities, Market competition
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [9.98$, 16.57$]
- 2024-12-30 to 2025-12-30 estimated range: [8.76$, 14.84$]
Financial Metrics affecting the STBI estimates:
- Positive: with PPE of 6.4 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 14.60
- Positive: Operating cash flow per share per price, % of 28.64 > 13.24
- Negative: Shareholder equity ratio, % of 6.07 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Investing cash flow per share per price, % of -85.51 <= -14.38
Short-term STBI quotes
Long-term STBI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $32.88MM | $35.38MM | $49.03MM |
| Operating Expenses | $25.21MM | $27.39MM | $41.87MM |
| Operating Income | $7.67MM | $7.99MM | $7.16MM |
| Interest Expense | $4.12MM | $4.49MM | $12.27MM |
| Income(Loss) | $7.67MM | $7.99MM | $7.16MM |
| Taxes | $1.33MM | $1.37MM | $1.14MM |
| Profit(Loss)* | $6.34MM | $6.62MM | $6.02MM |
| Stockholders Equity | $52.44MM | $52.55MM | $55.77MM |
| Assets | $751.74MM | $864.80MM | $919.47MM |
| Operating Cash Flow | $12.63MM | $12.04MM | $11.05MM |
| Capital expenditure | $2.22MM | $5.26MM | $3.24MM |
| Investing Cash Flow | $-143.38MM | $-152.45MM | $-32.99MM |
| Financing Cash Flow | $102.43MM | $115.87MM | $46.97MM |
| Earnings Per Share** | $2.98 | $3.10 | $2.81 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.