Safety Insurance Group, Inc.
General ticker "SAFT" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $1.1B (TTM average)
Safety Insurance Group, Inc. does not follow the US Stock Market performance with the rate: -16.2%.
Estimated limits based on current volatility of 1.1%: low 75.14$, high 76.77$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-02, amount 0.92$ (Y4.92%)
- Total employees count: 551 (+2.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Government regulations, Severe weather claims, Reinsurance risks, Operational and conduct risks, Cybersecurity threats
- Price in estimated range
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [66.62$, 96.34$]
- 2024-12-30 to 2025-12-30 estimated range: [71.48$, 103.06$]
Financial Metrics affecting the SAFT estimates:
- Negative: with PPE of 93.4 at the end of fiscal year the price was very high
- Positive: -3.60 < Operating profit margin, % of 2.64
- Positive: 2.97 < Industry operating profit margin (median), % of 7.07
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.89
- Positive: Industry operating cash flow per share per price (median), % of 14.39 > 10.33
- Positive: Investing cash flow per share per price, % of 2.16 > -0.66
- Negative: 0.01 < Interest expense per share per price, % of 0.07
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: 18.93 < Shareholder equity ratio, % of 38.41 <= 41.86
Short-term SAFT quotes
Long-term SAFT plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 |
|---|---|---|
| Operating Revenue | $785.06MM | $925.95MM |
| Operating Expenses | $725.48MM | $901.53MM |
| Operating Income | $59.58MM | $24.42MM |
| Interest Expense | $0.52MM | $0.82MM |
| Income(Loss) | $59.58MM | $24.42MM |
| Taxes | $13.02MM | $5.54MM |
| Profit(Loss)* | $46.56MM | $18.88MM |
| Stockholders Equity | $812.00MM | $804.27MM |
| Inventory | $14.15MM | $900.81MM |
| Assets | $1,972.57MM | $2,094.00MM |
| Operating Cash Flow | $44.33MM | $52.11MM |
| Capital expenditure | $2.09MM | $1.78MM |
| Investing Cash Flow | $-19.99MM | $24.27MM |
| Financing Cash Flow | $-62.64MM | $-63.53MM |
| Earnings Per Share** | $3.19 | $1.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.