Chicago Atlantic Real Estate Finance, Inc.
General ticker "REFI" information:
- Sector: Financials
- Industry: Mortgage Real Estate Investment Trusts (REITs)
- Capitalization: $293.8M (TTM average)
Chicago Atlantic Real Estate Finance, Inc. does not follow the US Stock Market performance with the rate: -13.2%.
Estimated limits based on current volatility of 1.1%: low 12.62$, high 12.91$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-30, amount 0.47$ (Y14.79%)
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Management dependency, Economic downturns and volatility, Liquidity and credit risks, Cannabis industry risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [11.59$, 16.94$]
- 2025-12-31 to 2026-12-31 estimated range: [11.03$, 16.27$]
Financial Metrics affecting the REFI estimates:
- Positive: with PPE of 8.2 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 0
- Positive: 5.52 < Industry operating cash flow per share per price (median), % of 7.27
- Negative: 0.79 < Interest expense per share per price, % of 2.33
- Positive: Return on assets ratio (scaled to [-100,100]) of 7.85 > 6.04
- Negative: Shareholder equity ratio, % of 71.00 > 63.39
- Negative: Investing cash flow per share per price, % of -12.79 <= -4.48
Short-term REFI quotes
Long-term REFI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $48.86MM | $57.33MM | $54.78MM |
| Operating Expenses | $48.86MM | $57.33MM | $54.78MM |
| Operating Income | $0.00MM | $0.00MM | $0.00MM |
| Non-Operating Income | $32.29MM | $38.71MM | $37.05MM |
| Interest Expense | $2.61MM | $5.75MM | $7.15MM |
| Income(Loss) | $32.29MM | $38.71MM | $37.05MM |
| Profit(Loss)* | $32.29MM | $38.71MM | $37.05MM |
| Stockholders Equity | $264.03MM | $271.85MM | $308.96MM |
| Assets | $343.27MM | $359.23MM | $435.15MM |
| Operating Cash Flow | $17.01MM | $28.42MM | $23.16MM |
| Capital expenditure | $0.00MM | $0.00MM | $0.00MM |
| Investing Cash Flow | $-125.24MM | $-1.93MM | $-39.30MM |
| Financing Cash Flow | $33.71MM | $-24.31MM | $34.64MM |
| Earnings Per Share** | $1.83 | $2.14 | $1.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.