Norwood Financial Corp

General ticker "NWFL" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $240.7M

Norwood Financial Corp follows the US Stock Market performance with the rate: 33.4%.

Estimated limits based on current volatility of 2.3%: low 26.33$, high 27.75$

Factors to consider:

  • Company pays dividends: last record date 2024-10-18, amount 0.30$ (Y4.40%)
  • Company does not operate outside North America (retrieved using AI)
  • Price in estimated range
  • Earnings for 9 months up through Q3 are close to our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

  • 2023-12-31 to 2024-12-30 estimated range: [25.05$, 34.15$]
  • 2024-12-30 to 2025-12-30 estimated range: [26.08$, 35.58$]

Financial Metrics affecting the NWFL estimates:

  • Positive: 0.93 < Non-GAAP EPS, $ of 2.07
  • Positive: Operating profit margin, % of 32.71 > 19.51
  • Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.76
  • Negative: Investing cash flow per share, $ of -14.40 <= -3.48
  • Negative: Interest expense per share, $ of 4.13 > 0.74
  • Positive: Industry operating profit margin (median), % of 35.48 > 11.86

Similar symbols

Short-term NWFL quotes

Long-term NWFL plot with estimates

Financial data

YTD 2021-12-31 2022-12-31 2023-12-31
Operating Revenue $73.64MM $84.75MM $64.64MM
Operating Expenses $42.78MM $49.21MM $43.50MM
Operating Income $30.86MM $35.54MM $21.15MM
Non-Operating Income $0.00MM $0.84MM $0.00MM
Interest Expense $5.76MM $7.27MM $33.47MM
Income(Loss) $30.86MM $36.38MM $21.15MM
Taxes $5.95MM $7.15MM $4.39MM
Profit(Loss) $24.91MM $29.23MM $16.76MM
Stockholders Equity $205.26MM $167.09MM $181.07MM
Inventory $214.31MM $39.13MM $0.00MM
Assets $2,068.50MM $2,047.07MM $2,201.08MM
Operating Cash Flow $29.20MM $30.73MM $29.82MM
Capital expenditure $1.26MM $2.15MM $1.41MM
Investing Cash Flow $-130.96MM $-207.99MM $-116.57MM
Financing Cash Flow $196.75MM $2.44MM $121.00MM
Earnings Per Share* $3.05 $3.59 $2.07

* EPS are Split Adjusted, recent splits may be reflected with a delay.