NI Holdings, Inc.
General ticker "NODK" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $290.3M (TTM average)
NI Holdings, Inc. follows the US Stock Market performance with the rate: 12.3%.
Estimated limits based on current volatility of 1.4%: low 13.05$, high 13.41$
Factors to consider:
- Total employees count: 216 (-7.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Economic downturns and volatility, Operational and conduct risks, Cybersecurity threats, Litigation risks
- Price in estimated range
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [11.03$, 15.72$]
- 2024-12-30 to 2025-12-30 estimated range: [10.93$, 15.78$]
Financial Metrics affecting the NODK estimates:
- Negative: with PPE of -51.8 at the end of fiscal year the price was very high
- Positive: -3.60 < Operating profit margin, % of 6.76
- Positive: Operating cash flow per share per price, % of 18.64 > 13.24
- Positive: Interest expense per share per price, % of 0 <= 0.01
- Positive: Industry operating cash flow per share per price (median), % of 14.39 > 10.33
- Negative: Industry earnings per price (median), % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Industry operating profit margin (median), % of 7.07 <= 9.92
Short-term NODK quotes
Long-term NODK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $323.97MM | $267.78MM | $304.02MM |
| Operating Expenses | $312.67MM | $320.66MM | $283.47MM |
| Operating Income | $11.31MM | $-52.88MM | $20.55MM |
| Income(Loss) | $11.31MM | $-52.88MM | $20.55MM |
| Taxes | $2.97MM | $-14.19MM | $0.72MM |
| Profit(Loss)* | $8.42MM | $-52.42MM | $-5.73MM |
| Stockholders Equity | $347.41MM | $253.21MM | $250.40MM |
| Inventory | $0.00MM | $66.64MM | $382.18MM |
| Assets | $651.78MM | $614.23MM | $654.89MM |
| Operating Cash Flow | $29.17MM | $-15.29MM | $51.03MM |
| Capital expenditure | $0.70MM | $1.16MM | $0.97MM |
| Investing Cash Flow | $-48.15MM | $25.05MM | $-8.81MM |
| Financing Cash Flow | $-11.47MM | $-18.28MM | $-7.47MM |
| Earnings Per Share** | $0.39 | $-2.46 | $-0.27 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.