MetroCity Bankshares, Inc.
General ticker "MCBS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $739.5M (TTM average)
MetroCity Bankshares, Inc. follows the US Stock Market performance with the rate: 14.2%.
Estimated limits based on current volatility of 1.4%: low 31.40$, high 32.31$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-04, amount 0.25$ (Y3.06%)
- Total employees count: 240 (+9.1%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Cybersecurity threats, Liquidity and credit risks, Execution risks, Reputation and brand risks
- Price in estimated range
- Earnings for 12 months up through Q4 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.53$, 35.58$]
- 2025-12-31 to 2026-12-31 estimated range: [26.57$, 36.20$]
Financial Metrics affecting the MCBS estimates:
- Positive: with PPE of 13.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 37.25 > 18.52
- Negative: Shareholder equity ratio, % of 11.72 <= 19.49
- Positive: 6.68 < Operating cash flow per share per price, % of 7.72
- Positive: Investing cash flow per share per price, % of 0.71 > -0.65
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.46 > 4.54
- Positive: Inventory ratio change, % of 0 <= 0
Short-term MCBS quotes
Long-term MCBS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $137.73MM | $209.38MM | $234.43MM |
| Operating Expenses | $46.51MM | $137.41MM | $147.12MM |
| Operating Income | $91.22MM | $71.97MM | $87.31MM |
| Interest Expense | $27.61MM | $91.35MM | $94.77MM |
| Income(Loss) | $91.22MM | $71.97MM | $87.31MM |
| Taxes | $28.61MM | $20.36MM | $22.81MM |
| Profit(Loss)* | $62.60MM | $51.61MM | $64.50MM |
| Stockholders Equity | $349.42MM | $381.52MM | $421.35MM |
| Assets | $3,427.24MM | $3,502.82MM | $3,594.05MM |
| Operating Cash Flow | $134.69MM | $82.10MM | $63.50MM |
| Capital expenditure | $2.35MM | $4.93MM | $1.29MM |
| Investing Cash Flow | $-651.82MM | $-110.27MM | $5.87MM |
| Financing Cash Flow | $255.27MM | $-6.51MM | $35.70MM |
| Earnings Per Share** | $2.46 | $2.05 | $2.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.