Lake Shore Bancorp, Inc.
General ticker "LSBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $76.5M
Lake Shore Bancorp, Inc. follows the US Stock Market performance with the rate: 44.9%.
Estimated limits based on current volatility of 1.7%: low 13.09$, high 13.56$
Factors to consider:
- Company pays dividends: last record date 2024-11-04, amount 0.18$ (Y5.37%)
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [9.02$, 12.63$]
- 2024-12-30 to 2025-12-30 estimated range: [10.53$, 14.23$]
Financial Metrics affecting the LSBK estimates:
- Positive: 0.10 < Non-GAAP EPS, $ of 0.83
- Positive: Operating profit margin, % of 22.16 > 19.51
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Negative: Interest expense per share, $ of 1.60 > 0.74
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.66
Short-term LSBK quotes
Long-term LSBK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $25.18MM | $27.04MM | $28.04MM |
| Operating Expenses | $17.71MM | $18.61MM | $21.82MM |
| Operating Income | $7.47MM | $8.43MM | $6.21MM |
| Non-Operating Income | $0.00MM | $-1.56MM | $0.01MM |
| Interest Expense | $2.67MM | $2.42MM | $9.40MM |
| Income(Loss) | $7.47MM | $6.87MM | $6.22MM |
| Taxes | $1.29MM | $1.16MM | $1.40MM |
| Profit(Loss) | $6.19MM | $5.71MM | $4.82MM |
| Stockholders Equity | $87.98MM | $81.18MM | $86.27MM |
| Inventory | $70.19MM | $60.52MM | $0.00MM |
| Assets | $713.74MM | $699.91MM | $725.12MM |
| Operating Cash Flow | $8.55MM | $8.14MM | $6.21MM |
| Capital expenditure | $0.63MM | $0.41MM | $0.39MM |
| Investing Cash Flow | $-5.74MM | $-57.20MM | $19.52MM |
| Financing Cash Flow | $21.80MM | $-8.88MM | $18.37MM |
| Earnings Per Share* | $1.05 | $0.97 | $0.82 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.