Intesa Sanpaolo S.p.A. (ADR)

Factors to consider:

• Company pays dividends (semi-annually): last record date 2025-12-01, amount 0.93$ (Y4.59%)
• Current price 63.8% above estimated high
• Earnings for 18 months up through Q2 (+1 year) exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

• 2023-12-31 to 2024-12-30 estimated range: [16.39$, 22.79$]
• 2024-12-30 to 2025-12-30 estimated range: [17.82$, 24.76$]

Financial Metrics affecting the ISNPY estimates:

• Positive: with PPE of 6.6 at the end of fiscal year the price was neutral
• Positive: Operating profit margin, % of 26.21 > 18.64
• Negative: Operating cash flow per share per price, % of -35.63 <= 0.33
• Negative: -0.75 < Inventory ratio change, % of 0
• Positive: Industry earnings per price (median), % of 8.44 > 4.43
• Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
• Negative: Shareholder equity ratio, % of 6.64 <= 18.93
• Positive: Industry operating profit margin (median), % of 23.49 > 9.92
• Negative: -0.15 < Industry inventory ratio change (median), % of 0