Heritage Insurance Holdings Inc
General ticker "HRTG" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $374.5M
Heritage Insurance Holdings Inc follows the US Stock Market performance with the rate: 42.5%.
Estimated limits based on current volatility of 2.9%: low 11.62$, high 12.31$
Factors to consider:
- Company does not operate outside North America (retrieved using AI)
- Current price 31.0% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [5.32$, 9.49$]
- 2024-12-30 to 2025-12-30 estimated range: [5.01$, 8.98$]
Financial Metrics affecting the HRTG estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 1.72
- Positive: 1.03 < Operating profit margin, % of 8.59
- Positive: Operating cash flow per share per price, % of 34.15 > 12.76
- Positive: Industry operating cash flow per share per price (median), % of 11.06 > 10.07
- Positive: Interest expense per share, $ of 0.43 <= 0.74
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 2.06
Short-term HRTG quotes
Long-term HRTG plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $631.56MM | $662.46MM | $735.50MM |
| Operating Expenses | $722.45MM | $819.82MM | $672.28MM |
| Operating Income | $-90.89MM | $-157.36MM | $63.22MM |
| Non-Operating Income | $14.85MM | $-8.81MM | $-11.21MM |
| Interest Expense | $7.97MM | $8.81MM | $11.21MM |
| Income(Loss) | $-76.03MM | $-166.17MM | $52.01MM |
| Taxes | $-1.31MM | $-11.81MM | $6.70MM |
| Profit(Loss) | $-74.73MM | $-154.36MM | $45.31MM |
| Stockholders Equity | $343.05MM | $131.04MM | $220.28MM |
| Inventory | $495.84MM | $1,964.81MM | $0.00MM |
| Assets | $1,980.76MM | $2,392.60MM | $2,153.20MM |
| Operating Cash Flow | $60.13MM | $-34.26MM | $70.42MM |
| Capital expenditure | $1.01MM | $12.38MM | $9.89MM |
| Investing Cash Flow | $-124.48MM | $-37.86MM | $100.81MM |
| Financing Cash Flow | $-17.28MM | $-5.06MM | $14.55MM |
| Earnings Per Share* | $-2.69 | $-5.86 | $1.73 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.