Generations Bancorp NY, Inc.
General ticker "GBNY" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $35.3M (TTM average)
Generations Bancorp NY, Inc. follows the US Stock Market performance with the rate: 40.0%.
Estimated limits based on current volatility of 0.4%: low 17.68$, high 17.80$
Factors to consider:
- Total employees count: 92 as of 2020
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Real estate market risks, Economic downturns and volatility, Liquidity and credit risks, Portfolio company risks
- Current price 100.4% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [5.78$, 9.49$]
- 2024-12-30 to 2025-12-30 estimated range: [5.32$, 8.88$]
Financial Metrics affecting the GBNY estimates:
- Negative: with PPE of -13.4 at the end of fiscal year the price was high
- Negative: negative Operating income
- Positive: 6.82 < Operating cash flow per share per price, % of 9.50
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Negative: Shareholder equity ratio, % of 8.88 <= 18.93
- Positive: Industry operating profit margin (median), % of 23.49 > 9.92
Short-term GBNY quotes
Long-term GBNY plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $13.32MM | $17.03MM | $18.77MM |
| Operating Expenses | $12.02MM | $19.02MM | $23.48MM |
| Operating Income | $1.30MM | $-1.99MM | $-4.72MM |
| Interest Expense | $1.93MM | $7.58MM | $0.00MM |
| Income(Loss) | $1.30MM | $-1.99MM | $-4.72MM |
| Taxes | $0.22MM | $-0.42MM | $0.06MM |
| Profit(Loss)* | $1.09MM | $-1.57MM | $-4.78MM |
| Stockholders Equity | $37.33MM | $37.70MM | $35.40MM |
| Inventory | $0.00MM | $1.51MM | $0.00MM |
| Assets | $386.29MM | $424.50MM | $387.15MM |
| Operating Cash Flow | $4.35MM | $2.04MM | $-1.06MM |
| Capital expenditure | $0.46MM | $0.37MM | $0.05MM |
| Investing Cash Flow | $-29.83MM | $-31.75MM | $33.72MM |
| Financing Cash Flow | $12.49MM | $36.24MM | $-34.83MM |
| Earnings Per Share** | $0.47 | $-0.72 | $-2.21 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.