First Reliance Bancshares, Inc.
General ticker "FSRL" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $79.3M (TTM average)
First Reliance Bancshares, Inc. follows the US Stock Market performance with the rate: 34.7%.
Estimated limits based on current volatility of 2.5%: low 12.31$, high 12.94$
Factors to consider:
- Total employees count: 110 as of 2014
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Loan defaults, Market competition, Regulatory and compliance, Operational and conduct risks, Corporate culture
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [9.44$, 12.71$]
- 2025-12-31 to 2026-12-31 estimated range: [9.59$, 13.15$]
Financial Metrics affecting the FSRL estimates:
- Positive: with PPE of 11.7 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 28.16 > 18.64
- Negative: Operating cash flow per share per price, % of -11.88 <= 0.33
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 7.29 <= 18.93
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.55
Short-term FSRL quotes
Long-term FSRL plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $42.16MM | $51.91MM | $39.26MM |
| Operating Expenses | $34.59MM | $46.10MM | $28.20MM |
| Operating Income | $7.57MM | $5.81MM | $11.06MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-3.40MM |
| Interest Expense | $3.16MM | $15.42MM | $21.11MM |
| Income(Loss) | $7.57MM | $5.81MM | $7.66MM |
| Taxes | $1.64MM | $1.21MM | $1.74MM |
| Profit(Loss)* | $5.93MM | $4.60MM | $5.92MM |
| Stockholders Equity | $63.30MM | $71.40MM | $77.76MM |
| Inventory | $36.56MM | $0.00MM | $0.00MM |
| Assets | $938.64MM | $975.77MM | $1,067.10MM |
| Operating Cash Flow | $25.35MM | $9.51MM | $-8.93MM |
| Capital expenditure | $1.15MM | $0.63MM | $0.56MM |
| Investing Cash Flow | $-175.44MM | $-49.06MM | $-52.10MM |
| Financing Cash Flow | $33.77MM | $27.69MM | $86.31MM |
| Earnings Per Share** | $0.76 | $0.59 | $0.75 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.