F & M Bank Corp.
General ticker "FMBM" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $77.0M (TTM average)
F & M Bank Corp. follows the US Stock Market performance with the rate: 47.2%.
Estimated limits based on current volatility of 0.4%: low 27.19$, high 27.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-14, amount 0.26$ (Y3.81%)
- Total employees count: 151 as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Changes in loan/portfolio quality, Economic downturns and volatility, Liquidity and credit risks, Capital status, Interest rate fluctuations
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [20.11$, 27.98$]
- 2025-12-31 to 2026-12-31 estimated range: [20.43$, 28.71$]
Financial Metrics affecting the FMBM estimates:
- Positive: with PPE of 8.1 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 10.58
- Negative: Shareholder equity ratio, % of 6.62 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 10.59
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.56
Short-term FMBM quotes
Long-term FMBM plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $52.94MM | $66.09MM | $74.91MM |
| Operating Expenses | $44.14MM | $64.06MM | $66.98MM |
| Operating Income | $8.80MM | $2.02MM | $7.92MM |
| Interest Expense | $7.25MM | $24.71MM | $30.55MM |
| Income(Loss) | $8.80MM | $2.02MM | $7.92MM |
| Taxes | $0.48MM | $-0.75MM | $0.64MM |
| Profit(Loss)* | $8.32MM | $2.77MM | $7.29MM |
| Stockholders Equity | $70.79MM | $78.32MM | $86.14MM |
| Assets | $1,245.90MM | $1,294.60MM | $1,302.01MM |
| Operating Cash Flow | $39.89MM | $2.40MM | $7.49MM |
| Capital expenditure | $3.64MM | $5.45MM | $0.28MM |
| Investing Cash Flow | $-147.88MM | $-50.20MM | $27.22MM |
| Financing Cash Flow | $54.83MM | $36.57MM | $-1.47MM |
| Earnings Per Share** | $2.41 | $0.80 | $2.07 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.