Enova International Inc

General ticker "ENVA" information:

  • Sector: Financials
  • Industry: Consumer Finance
  • Capitalization: $2.2B (TTM average)

Enova International Inc closely follows the US Stock Market performance with the rate: 77.8%.

Estimated limits based on current volatility of 3.2%: low 87.48$, high 93.34$

Factors to consider:

  • Earnings expected soon, date: 2025-04-22 bmo
  • US accounted for 98.0% of revenue in the fiscal year ended 2024-12-31
  • Price in estimated range

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [76.27$, 114.36$]
  • 2025-12-31 to 2026-12-31 estimated range: [68.37$, 105.37$]

Financial Metrics affecting the ENVA estimates:

  • Positive: Operating cash flow per share per price, % of 56.08 > 12.73
  • Positive: Non-GAAP EPS, $ of 9.18 > 2.19
  • Negative: Interest expense per share, $ of 10.79 > 0.67
  • Positive: 2.69 < Return on assets ratio (scaled to [-100,100]) of 3.83
  • Negative: Industry operating profit margin (median), % of 7.93 <= 9.44
  • Positive: Industry operating cash flow per share per price (median), % of 18.65 > 9.71
  • Positive: 22.52 < Shareholder equity ratio, % of 22.73 <= 43.26

Similar symbols

Short-term ENVA quotes

2025-03-052025-03-062025-03-072025-03-102025-03-112025-03-122025-03-132025-03-142025-03-172025-03-182025-03-192025-03-202025-03-212025-03-242025-03-252025-03-262025-03-272025-03-282025-03-312025-04-012025-04-022025-04-032025-04-042025-04-072025-04-082025-04-092025-04-102025-04-112025-04-142025-04-1580859095100105
Price $

Long-term ENVA plot with estimates

405060708090100110120Jul 2023Jan 2024Jul 2024Jan 2025Jul 2025Jan 2026Jul 2026Jan 2027012
ENVAS&P500FinancialsNon-GAAP EPS EstimateNon-GAAP EPS ActualPrice $Non-GAAP EPS $

Financial data

YTD 2022-12-31 2023-12-31 2024-12-31
Operating Revenue $1,736.09MM $2,117.64MM $2,657.80MM
Operating Expenses $1,352.09MM $1,695.50MM $2,073.04MM
Operating Income $383.99MM $422.13MM $584.76MM
Non-Operating Income $-111.42MM $-194.89MM $-313.66MM
Interest Expense $115.89MM $194.78MM $290.44MM
Income(Loss) $272.57MM $227.25MM $271.10MM
Taxes $65.15MM $52.13MM $61.65MM
Profit(Loss)* $207.42MM $175.12MM $209.45MM
Stockholders Equity $1,186.14MM $1,240.18MM $1,196.92MM
Assets $3,780.89MM $4,585.54MM $5,266.13MM
Operating Cash Flow $894.00MM $1,166.87MM $1,538.58MM
Capital expenditure $43.63MM $45.24MM $43.42MM
Investing Cash Flow $-1,666.27MM $-1,494.66MM $-1,911.19MM
Financing Cash Flow $724.87MM $526.54MM $318.88MM
Earnings Per Share** $6.42 $5.71 $7.78

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.