Enova International Inc
General ticker "ENVA" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $2.7B
Enova International Inc follows the US Stock Market performance with the rate: 70.2%.
Estimated limits based on current volatility of 2.1%: low 94.21$, high 98.28$
Factors to consider:
- US accounted for 99.2% of revenue in the fiscal year ended 2022-12-31
- Current price 33.2% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [47.00$, 72.40$]
- 2024-12-30 to 2025-12-30 estimated range: [53.65$, 80.95$]
Financial Metrics affecting the ENVA estimates:
- Positive: Operating cash flow per share per price, % of 78.41 > 12.76
- Positive: Non-GAAP EPS, $ of 6.84 > 2.29
- Positive: Operating profit margin, % of 19.93 > 19.51
- Positive: Industry operating profit margin (median), % of 18.73 > 11.86
Short-term ENVA quotes
Long-term ENVA plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $1,207.93MM | $1,736.09MM | $2,117.64MM |
| Operating Expenses | $794.87MM | $1,352.09MM | $1,695.50MM |
| Operating Income | $413.06MM | $383.99MM | $422.13MM |
| Non-Operating Income | $-75.91MM | $-111.42MM | $-194.89MM |
| Interest Expense | $76.51MM | $115.89MM | $194.78MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $337.15MM | $272.57MM | $227.25MM |
| Taxes | $80.09MM | $65.15MM | $52.13MM |
| Profit(Loss) | $257.07MM | $207.42MM | $175.12MM |
| Stockholders Equity | $1,093.05MM | $1,186.14MM | $1,240.18MM |
| Inventory | $2,302.08MM | $0.00MM | $0.00MM |
| Assets | $2,761.48MM | $3,780.89MM | $4,585.54MM |
| Operating Cash Flow | $471.87MM | $894.00MM | $1,166.87MM |
| Capital expenditure | $29.67MM | $43.63MM | $45.24MM |
| Investing Cash Flow | $-980.37MM | $-1,666.27MM | $-1,494.66MM |
| Financing Cash Flow | $365.15MM | $724.87MM | $526.54MM |
| Earnings Per Share* | $7.05 | $6.42 | $5.71 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.