CSB Bancorp, Inc.
General ticker "CSBB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $113.3M (TTM average)
CSB Bancorp, Inc. follows the US Stock Market performance with the rate: 39.1%.
Estimated limits based on current volatility of 0.8%: low 48.84$, high 49.64$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-09, amount 0.41$ (Y3.35%)
- Total employees count: 181 (-2.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Loan repayment risk, Economic downturns and volatility, Capital adequacy, Regulatory and compliance
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [36.52$, 47.24$]
- 2025-12-31 to 2026-12-31 estimated range: [38.56$, 50.11$]
Financial Metrics affecting the CSBB estimates:
- Negative: with PPE of 10.2 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 21.29 > 18.64
- Positive: Operating cash flow per share per price, % of 15.35 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 9.64 <= 18.93
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Negative: Investing cash flow per share per price, % of -7.92 <= -4.48
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term CSBB quotes
Long-term CSBB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $40.80MM | $52.08MM | $57.95MM |
| Operating Expenses | $24.26MM | $33.70MM | $45.61MM |
| Operating Income | $16.54MM | $18.38MM | $12.34MM |
| Interest Expense | $2.50MM | $9.88MM | $14.75MM |
| Income(Loss) | $16.54MM | $18.38MM | $12.34MM |
| Taxes | $3.22MM | $3.63MM | $2.32MM |
| Profit(Loss)* | $13.31MM | $14.76MM | $10.01MM |
| Stockholders Equity | $95.92MM | $107.94MM | $114.83MM |
| Assets | $1,159.11MM | $1,178.69MM | $1,191.50MM |
| Operating Cash Flow | $14.39MM | $15.62MM | $15.66MM |
| Capital expenditure | $0.38MM | $0.43MM | $2.10MM |
| Investing Cash Flow | $-183.46MM | $-39.13MM | $-8.08MM |
| Financing Cash Flow | $11.83MM | $1.16MM | $1.85MM |
| Earnings Per Share** | $4.91 | $5.51 | $3.76 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.